Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Deb was very helpful throughout the whole process!! She answered all of my questions as a first time home buyer and guided me into buying my first home!
Reply from Deb Higgins
December 4th, 2024 10:33 PM
Thanks Andrew we hope you love your new home, please stay in touch and let us know if you need anything at all.
Deb spent a lot of time sorting out a very complicated situation for me. She was absolutely spectacular! Thank you!!!
Reply from Deb Higgins
December 7th, 2024 06:25 PM
I'm thrilled to hear your feedback, Adam! It was indeed a complex situation, but your patience and cooperation made it much easier to handle. Your satisfaction is always my top priority, and knowing that you had a positive experience with Flat...
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As always, Deb and her team went above and beyond to take care of our client
Reply from Deb Higgins
December 6th, 2024 02:17 PM
Amy, thank you for the glowing review and 5-star rating! It's always a pleasure to go above and beyond for our clients at Flat Branch Home Loans. Your feedback is appreciated and it motivates my team and me to continue delivering top-notch...
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Always get my many questions answered. I've sent your name to many people.
Reply from Deb Higgins
November 4th, 2024 08:20 PM
Thanks Sandy its always a pleasure working with you, Glad we could help, now lets get you taken care of!!
Professional ,knowledgeable ,worked hard to get the job done. Over all great. And loved working with you. Thank you.
Reply from Deb Higgins
November 4th, 2024 03:41 PM
Thank you Chris it was a pleasure working with you and Congratulations on your new home.
Deb was there through every step of this process and made it very easy to understand and know what to expect next. She's very professional and knowledgeable and made me feel comfortable through the whole process.
Reply from Deb Higgins
October 31st, 2024 02:25 PM
Thank you Elizabeth, we are so excited for you to have your own home and a new adventure. Congratulations.
Deb was extremely attentive throughout our process. She provided answers & reassurance to our many questions. We utilized Deb 10 years ago through our first time home buying experience, and again now because of how rememberable she was 10 years...
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Reply from Deb Higgins
October 29th, 2024 12:25 PM
I'm absolutely thrilled to hear your kind words, Mark! It's been a pleasure working with you again after 10 years, and I'm glad to know that I was able to provide the reassurances you needed during the process. Thank you for your high rating!...
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Reply from Deb Higgins
October 31st, 2024 02:27 PM
Thanks for your review, Shelby, sorry we didn't earn a better rating from you. State DPA files are tedious to get done but luckily the buyer gave us a 5.0 rating and was happy with our service so there may have been some things going on behind...
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Deb was absolutely great and informative throughout the whole process! Highly recommend to anyone who is a first time homebuyer like myself!
Reply from Deb Higgins
October 15th, 2024 03:19 PM
Hannah you were an absolute pleasure to work with, the reason we keep doing this everyday! Congratulations on your new home and please let us know if you need anything at all. Congratulations on becoming a homeowner.
So easy and convenient
Reply from Deb Higgins
October 15th, 2024 03:18 PM
Thank you Elizabeth, it was our pleasure helping you and we couldn't be happier for you. Hope you love your new home. Let us know if you need anything.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149