

Deb Higgins
Senior Mortgage Banker | NMLS# 189866

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Great communication, always knowing next steps, knowledgeable and friendly.
Reply from Deb Higgins
January 18th, 2025 01:52 PM
Thanks Jerome, so happy for you and your family with this next move. Glad we could assist.
Deb was very knowledgeable and always available for questions. Always gave me plenty time to get my needed documents togethe. She always kept me informed about my progress through this project .
Reply from Deb Higgins
January 10th, 2025 05:17 PM
Thanks Diana it was a pleasure working with you and I am so glad everything worked out well. Sorry that you ended up closing in the middle of the biggest snow storm in 10 years. Welcome to Illinois. Stay in touch.
The process was well explained and easy to follow. The expertise of the team was very reassuring!
Reply from Deb Higgins
January 9th, 2025 04:15 PM
Thank you Matthew it was a pleasure working with you and Betsy, We hope you love your new home and appreciate your feedback, Please stay in touch and let us know if you need anything at all.
Deb was very informed and helpful. We appreciate her hard work.
Reply from Deb Higgins
January 8th, 2025 08:31 PM
Thank you Richard, Glad we got you closed and hope you both had a Merry Christmas and a Happy New Year and survived the snowmaggedon!!! Let us know if you need anything.
everything went smooth and easy. Deb is straight to the point and gets things done efficiently.
Reply from Deb Higgins
January 3rd, 2025 04:23 PM
Thank you Grace, hope you love the new home and you reach out if you need anything at all, we will be here.
Deb was great. Straight forward and to the point, just told me what she needed to get the job done. I'd recommend her to any friends/family looking for someone to help them with their finance process when purchasing a home.
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Reply from Deb Higgins
January 2nd, 2025 03:13 PM
Thanks Dylan it was a pleasure working with you and we hope you love your new home. Congratulations and best of luck.
Very easy to talk to. Always polite and professional.
Reply from Deb Higgins
January 9th, 2025 02:17 PM
So glad to hear that you found our conversations easy and professional, Jamie. I strive to provide the best service to all my clients. Your positive review means a lot. Looking forward to assisting you again at Flat Branch Home Loans. Thanks...
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Always great communication and service with Deb!
Reply from Deb Higgins
December 23rd, 2024 06:14 PM
Thank you Kim, Please let us know if we can be of service anytime.
Deb and her team always goes above and beyond for my clients. I never have to worry about anything on the lending side of things! Thank you all for everything!
Reply from Deb Higgins
December 23rd, 2024 05:54 PM
Thank you Kelli, It is always a pleasure working with you. You are always on top of things for your clients and we appreciate you.
Was very helpful and patient with my partner and myself as we navigated a mortgage for the first time.
Reply from Deb Higgins
December 19th, 2024 05:54 PM
It was our pleasure to help you both out, we hope you love your new home and please reach out if you need anything at all. Merry Christmas.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149