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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
    K
    Kiley B
    JERSEYVILLE, IL
    Posted on February 20th, 2025 03:48 PM
    Very helpful and patient
    Reply from Deb Higgins
    February 20th, 2025 04:19 PM
    Thanks Kiley, let us know if you need anything and congratulations on your new home.
  • Encompass
    N
    Nicholas A S
    BUNKER HILL, IL
    Posted on February 11th, 2025 01:27 PM
    Deb and her team were great! Everything went smooth and was done in a timely manner. Very little effort required from myself.
    Reply from Deb Higgins
    February 11th, 2025 09:28 PM
    Thanks Nick I can't tell you how much we appreciate this this week. It was a pleasure working with you. Please stay in touch.
  • Encompass
    A
    Anthony L
    DOW, IL
    Posted on February 9th, 2025 03:14 PM
    The app I was given to keep track of progress wasn't updated so we had no idea where we were at in the buying process. The person handling our loan went on vacation and never informed us that we would be dealing with someone else we just had...
    read more
    Reply from Deb Higgins
    February 25th, 2025 08:44 PM
    I am so happy that your loan closing was delayed by only one day when the appraisal was 8 days late during a 12 inch snow storm and that you received money back at closing. We have audited our emails and have no unreturned email questions from...
    read more
  • Encompass
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    Heather B
    BELLEVILLE, IL
    Posted on January 23rd, 2025 11:07 PM
    Overall she was able to get us what we needed that others were unable to help us get but I think she could be a bit better at explaining things to people that have no clue about the home loan process. But overall yes I was happy .
    Reply from Deb Higgins
    January 23rd, 2025 11:56 PM
    Glad we were able to get your loan closed for you Heather and hope you will be happy in your new home. Please let us know if you need anything in the future.
  • Encompass
    J
    Jodie V
    WOOD RIVER, IL
    Posted on January 23rd, 2025 05:23 PM
    Deb always goes above and beyond for her clients! No matter the issues that may arise, she always finds a way to solve the problem, and keep every transaction moving forward to closing :)
    Reply from Deb Higgins
    January 23rd, 2025 11:04 PM
    Thanks for the great review Jodie. It is always our pleasure to work with you and Duane and to hep out you and your clients. You guys and true professionals and we love working with you.
  • Encompass
    M
    Michelle H
    GODFREY, IL
    Posted on January 22nd, 2025 02:41 PM
    We love Deb and her team. We cant thank her enough for helping us! Always available to answer any questions and always sure we understood the process. We would recommend her to ANYONE!
    Reply from Deb Higgins
    January 22nd, 2025 03:57 PM
    Thank you for the great review, I am going to miss having you in process and talking all the time!! So happy for you two.
  • Encompass
    T
    Toni C
    ALTON, IL
    Posted on January 21st, 2025 04:19 AM
    Deb is always on top of things and communication is fantastic .
    Reply from Deb Higgins
    January 21st, 2025 06:16 AM
    Thank you Toni for the kind words, we appreciate you.
  • Encompass
    M
    Matt H
    GODFREY, IL
    Posted on January 20th, 2025 03:14 PM
    TRUE PROFESSIONAL. GETS THE JOB DONE. NEVER A SURPRISE. NEVER A DELAY WITH CLOSING.
    Reply from Deb Higgins
    January 21st, 2025 06:18 AM
    Thank you Matt for the great review, We appreciate you and love working with you and your staff
  • Encompass
    S
    Sara M B
    ALTON, IL
    Posted on January 19th, 2025 12:42 AM
    Prompt and gave great advice.
    Reply from Deb Higgins
    January 19th, 2025 11:55 PM
    Thanks for the kind review.
  • Encompass
    N
    Nicholas M
    GODFREY, IL
    Posted on January 18th, 2025 03:35 PM
    Deb and her office were extremely knowledgeable and helpful throughout the entire loan process.
    Reply from Deb Higgins
    January 18th, 2025 04:40 PM
    Thank you Nicholas for the great Review and congratulations on your new home, it was a pleasure helping you with your loan. Stay in touch and let me know if you need anything.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149