

Deb Higgins
Senior Mortgage Banker | NMLS# 189866

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Very helpful and patient
Reply from Deb Higgins
February 20th, 2025 04:19 PM
Thanks Kiley, let us know if you need anything and congratulations on your new home.
Deb and her team were great! Everything went smooth and was done in a timely manner. Very little effort required from myself.
Reply from Deb Higgins
February 11th, 2025 09:28 PM
Thanks Nick I can't tell you how much we appreciate this this week. It was a pleasure working with you. Please stay in touch.
The app I was given to keep track of progress wasn't updated so we had no idea where we were at in the buying process. The person handling our loan went on vacation and never informed us that we would be dealing with someone else we just had...
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Reply from Deb Higgins
February 25th, 2025 08:44 PM
I am so happy that your loan closing was delayed by only one day when the appraisal was 8 days late during a 12 inch snow storm and that you received money back at closing. We have audited our emails and have no unreturned email questions from...
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Overall she was able to get us what we needed that others were unable to help us get but I think she could be a bit better at explaining things to people that have no clue about the home loan process. But overall yes I was happy .
Reply from Deb Higgins
January 23rd, 2025 11:56 PM
Glad we were able to get your loan closed for you Heather and hope you will be happy in your new home. Please let us know if you need anything in the future.
Deb always goes above and beyond for her clients! No matter the issues that may arise, she always finds a way to solve the problem, and keep every transaction moving forward to closing :)
Reply from Deb Higgins
January 23rd, 2025 11:04 PM
Thanks for the great review Jodie. It is always our pleasure to work with you and Duane and to hep out you and your clients. You guys and true professionals and we love working with you.
We love Deb and her team. We cant thank her enough for helping us! Always available to answer any questions and always sure we understood the process. We would recommend her to ANYONE!
Reply from Deb Higgins
January 22nd, 2025 03:57 PM
Thank you for the great review, I am going to miss having you in process and talking all the time!! So happy for you two.
Deb is always on top of things and communication is fantastic .
Reply from Deb Higgins
January 21st, 2025 06:16 AM
Thank you Toni for the kind words, we appreciate you.
TRUE PROFESSIONAL. GETS THE JOB DONE. NEVER A SURPRISE. NEVER A DELAY WITH CLOSING.
Reply from Deb Higgins
January 21st, 2025 06:18 AM
Thank you Matt for the great review, We appreciate you and love working with you and your staff
Prompt and gave great advice.
Reply from Deb Higgins
January 19th, 2025 11:55 PM
Thanks for the kind review.
Deb and her office were extremely knowledgeable and helpful throughout the entire loan process.
Reply from Deb Higgins
January 18th, 2025 04:40 PM
Thank you Nicholas for the great Review and congratulations on your new home, it was a pleasure helping you with your loan. Stay in touch and let me know if you need anything.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149