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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
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    Whitney M
    JERSEYVILLE, IL
    Posted on June 20th, 2025 03:58 PM
    Great communication throughout, and smooth process up until closing as usual. Deb & her team are highy recommended!
    Reply from Deb Higgins
    June 20th, 2025 04:05 PM
    Thank you Whitney, it is always a pleasure working with you and your clients.
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    Gwendolyn K
    ALTON, IL
    Posted on June 17th, 2025 01:45 PM
    deb and her team made everything so easy in my end when i was working on a home loan :)
    Reply from Deb Higgins
    June 17th, 2025 03:14 PM
    Thank you Gwen, I am so happy you are happy with your new home. We love to see that. It was a pleasure working with you and your family and please reach out if you need anything or have any questions. Congratulations on becoming a homeowner....
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    Angie D
    ALTON, IL
    Posted on June 13th, 2025 04:26 PM
    Deb and staff are always professional and knowsgeabke. Always a great experience when working with them.
    Reply from Deb Higgins
    June 13th, 2025 05:44 PM
    Thank you so much, we appreciate it and love working with you.
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    Racheal J
    CARROLLTON, IL
    Posted on June 12th, 2025 04:15 PM
    Deb is super knowledgeable and quick! I love working with her!
    Reply from Deb Higgins
    June 12th, 2025 06:12 PM
    Thank you Rachael we enjoy working with you as well, you do a great job for your clients.
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    Sarah S
    EAST ALTON, IL
    Posted on June 12th, 2025 02:01 AM
    Deb was great answering our many many questions.
    Reply from Deb Higgins
    June 12th, 2025 11:41 AM
    Thank you Sarah, Congratulations on the new home and we hope you two love it there. We appreciate your feedback and please let us know if you need anything at all in the future. Best of luck in the new place.
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    Matt H
    GODFREY, IL
    Posted on June 7th, 2025 12:47 PM
    Deb and her team get the job done on time ! No surprises for buyers
    Reply from Deb Higgins
    June 7th, 2025 03:32 PM
    Thank you Matt, we appreciate that. Its a stuggle sometimes but we work till its done!!!
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    Maisy A S
    ALTON, IL
    Posted on June 4th, 2025 02:21 PM
    Deb was amazing she helped me purchase my first home and made everything go over so smoothly!
    Reply from Deb Higgins
    June 4th, 2025 02:53 PM
    Maisy I am so happy for you and it was a pleasure helping you through the process. You stay in touch and let me know if you need anything else at all and enjoy your new home.
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    Jeffrey S
    GODFREY, IL
    Posted on May 23rd, 2025 03:07 PM
    Deb and her team made The whole process of purchasing a home a smooth process.
    Reply from Deb Higgins
    May 23rd, 2025 03:16 PM
    Thank you Jeff and Elizabeth, glad to help you both with your home purchase and congratulations. Please let us know if you need anything we can help with.
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    John C
    JERSEYVILLE, IL
    Posted on May 6th, 2025 04:44 PM
    Deb and her team were always pleasant,on top of things, and made things easy!! No complaints whatsoever!!!!!!
    Reply from Deb Higgins
    May 6th, 2025 05:58 PM
    Thank you and Congratulations on becoming a homeowner. Stay in touch and let us know if there is anything we can do for you and we hope you love your new home.
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    Amanda W
    GODFREY, IL
    Posted on May 5th, 2025 08:50 PM
    Always great to work with Deb and her team !
    Reply from Deb Higgins
    May 5th, 2025 09:37 PM
    Thanks Amanda, always good to hear from you and Billy, let us know when you need us, always here to help!!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149