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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
    D
    Damon L
    EAST ALTON, IL
    Posted on July 5th, 2025 09:51 PM
    Deb and her team are very helpful with anything that you need. They halped me every step of the way in order to get me into a home If I have anyone else that is looking for a house I will definitely refer this team to anyone .
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    Reply from Deb Higgins
    July 7th, 2025 02:14 PM
    Thank you Damon, Happy to have helped and Congratulations on your new home, hope you love it there. Please let us know if you need anything or have any questions. We appreciate you.
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    Becky A
    WOOD RIVER, IL
    Posted on July 4th, 2025 05:42 PM
    Deb kept me informed on loan status all during the process. Underwriting also gave great service
    Reply from Deb Higgins
    July 7th, 2025 02:14 PM
    Thank you Becky, it is always a pleasure working with you and your clients, le us know if you we can help you anytime.
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    R
    Riad I
    LAKE SAINT LOUIS, MO
    Posted on July 3rd, 2025 04:36 PM
    Deb was very good made the process seem easy.very friendly and professional, highly skilled.
    Reply from Deb Higgins
    July 3rd, 2025 04:42 PM
    Thank you Riad, I am so happy for you and Aman. Congratulations on your new home and thank yo so much for letting me handle this for you. It was a pleasure working with you and you stay in touch.
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    A
    Ann V
    ALTON, IL
    Posted on July 3rd, 2025 03:13 PM
    Deb always provides great service. She also is very knowledgeable on every aspect of the loan process. I recommend her to everyone.
    Reply from Deb Higgins
    July 3rd, 2025 03:45 PM
    I know this is probably our last transaction together, I think this might be number 6, and that makes me sad and happy all at the same time. love you two. I hope you love this new home and this new stage of life for you and your family. Call...
    read more
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    Meghan M
    JERSEYVILLE, IL
    Posted on July 3rd, 2025 02:35 PM
    deb was excellent from beginning to end! I would highly recommend her to anyone! she was available at all times even on the weekends occasionally. went above and beyond to make sure everything went smoothly and I understood everything.
    Reply from Deb Higgins
    July 3rd, 2025 03:46 PM
    Congratulations to you both on your new home, Stay in touch and let me know if you need anything at all.
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    Leigha N C
    BETHALTO, IL
    Posted on June 30th, 2025 10:41 PM
    Deb was always quick to respond no matter the Time of day or day of the week. She was fantastic at keeping the line of communication open & I never had to wonder what was going on.
    Reply from Deb Higgins
    July 3rd, 2025 03:47 PM
    Thank you Leigha, it was a pleasure working with you. Congratulations on your new home and you let us know if you need anything at all or have any questions going forward.
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    Jason H
    BETHALTO, IL
    Posted on June 30th, 2025 12:09 PM
    Fast, friendly, dependable service!
    Reply from Deb Higgins
    June 30th, 2025 02:36 PM
    Thank you.
  • Encompass
    K
    Kenny B
    JERSEYVILLE, IL
    Posted on June 28th, 2025 03:53 AM
    Deb and her team are AMAZING. always great communication and smooth transactions
    Reply from Deb Higgins
    June 30th, 2025 02:37 PM
    Thanks Kenny, always our pleasure to work with you. You make our job easier.
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    Alejandro L
    GODFREY, IL
    Posted on June 25th, 2025 10:04 PM
    Deb did a great job to make sure everything was submitted and explaining each situation and stage of the loan process.
    Reply from Deb Higgins
    June 25th, 2025 10:17 PM
    Thanks Alejandro, happy for you and your family. Congratulations on your new home and let me know if you need anything.
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    T
    Tristan U
    JERSEYVILLE, IL
    Posted on June 21st, 2025 10:19 PM
    Made it simple and easy to get a home loan.
    Reply from Deb Higgins
    June 22nd, 2025 01:52 PM
    Thanks Tristan, that is our goal to make this process as easy as possible on our buyers, glad it worked for you and Congratulations.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149