

Deb Higgins
Senior Mortgage Banker | NMLS# 189866

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Debbie and her team were extremely helpful and supportive during our home buying process. They answered all of our questions and help us ensure the loan and closing process went smoothly.
Reply from Deb Higgins
May 5th, 2025 05:47 PM
Thank you Chris and Lisa, I truly enjoyed working with you two again and helping you get into this new home. I hope you love the new place and wish you the best of luck there. Please let me know if there is anything you need and let me know...
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Deb has helped out other members of my family for various reasons in the past so she was highly recommended by them when my husband and I started looking for loan approval and financing for our home. Her and her team kept in touch throughout...
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Reply from Deb Higgins
May 5th, 2025 02:20 PM
Thanks for the nice review Alyson and I am glad you closing went well. Best of luck with the new home. It was our pleasure helping you and we hope you love the new place. Stay in touch and let us know if you need anything in the future and...
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Deb is the best! She made everything very easy!
Reply from Deb Higgins
May 1st, 2025 03:36 PM
Thank you Tomi, it was out pleasure helping you with your home loan and we hope you love your new place. Stay in touch with us and let us know if you need anything and congratulations.
Flat Branch Home Loans has been very excellent during the first time homeowner process. Every question that I had was answered with patience. We are very appreciative of their time and effort. I would 100% recommend flat Branch home loan to...
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Reply from Deb Higgins
May 1st, 2025 03:37 PM
Thank you Samantha and Congratulations on becoming a homeowner. Let us know if you need anything at all. We are so happy for you and your family. Best of luck and stay in touch.
Deb and her team provided excellent communication through the whole process. Everything went smoothly.
Reply from Deb Higgins
April 21st, 2025 04:45 PM
Thank you Karen, it is always a pleasure working with you, you do a great job for your clients, and we appreciate your professionalism and expertise!!
Deb has been my go to for every mortgage loan ive had in my lifetime. She makes it an easy and smooth process every single time.
Reply from Deb Higgins
April 17th, 2025 02:36 PM
Thank you Laura for the great review, Happy for you on the new house and the new adventure. Hope you love the new place and you let us know anytime we can be of assistance it is always a pleasure working with you. Best of luck to you and your...
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Deb Higgins and her team always communicate well with my buyers. They make the buying process as smooth as possible. I look forward to working with her again!
Reply from Deb Higgins
April 13th, 2025 04:30 PM
Thank you Laura, we appreciate your business always. Let us know what we can do to help you.
Deb was nothing short of efficient. She was easy to work with and straightforward. She was happy to answer and explain anything I wasn't sure how to dissect. On top of being persistent She really went above one beyond in contacting previous...
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Reply from Deb Higgins
April 13th, 2025 04:49 PM
Thank you Kaila, it was a pleasure working with you and we are so happy that you have a home of your own. I looked for you at the restaurant the other day when my family came to eat but you were off. We will ask for you next time. We appreciate...
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A very professional and painless experience. Everyone at mar Flat Branch seemed very knowledgeable . I would definitely recommend them to my friends and family.
Reply from Deb Higgins
April 3rd, 2025 04:33 PM
Thanks Tim, you had a great processor
Deb was very communicative, informational, patient (with my lack of technilogical savvy) and on top of the whole process. I had a great experience with my financing because of her expertise and professionalism.
A big THANK YOU!
Reply from Deb Higgins
April 1st, 2025 07:53 PM
Thank you Alex, and welcome to town. You did great and reach out if you need anything in the future we will be happy to help. Hope you love the new place.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149