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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
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    Jessica J
    MORO, IL
    Posted on July 26th, 2025 01:41 PM
    This was my first time going through this process. Deb made it easy and simple!
    Reply from Deb Higgins
    July 28th, 2025 01:03 PM
    Thank you Jessica, so happy for you and Congratulations on becoming a homeowner. Good luck and stay in touch, let us know if you have any questions on this new adventure.
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    Jessica R H
    JERSEYVILLE, IL
    Posted on July 23rd, 2025 12:33 PM
    Deb went above and beyond any day and anytime to help us and answer any questions!
    Reply from Deb Higgins
    July 23rd, 2025 02:23 PM
    Thank you Jessica, Congratulations on the new house and hope you guys love it there. Please stay in touch and let me know if you need anything.
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    Kathy A
    ALTON, IL
    Posted on July 22nd, 2025 07:03 PM
    Knowledgeable, helpful, and pleasant.
    Reply from Deb Higgins
    July 22nd, 2025 07:14 PM
    Thank you Kathy and Congratulations on becoming a homeowner. It was our pleasure helping you with this process and please pick up the phone and call me if you have any questions or need anything at all down the road.
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    Dustin H
    GODFREY, IL
    Posted on July 22nd, 2025 12:21 PM
    made the process so much easier thank you
    Reply from Deb Higgins
    July 22nd, 2025 02:03 PM
    Thank you Dustin, Congratulation on the new place, hope you love it there and let us know if you need anything.
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    Glenna H
    GODFREY, IL
    Posted on July 20th, 2025 04:14 PM
    Tgey They were so pleasant and very very helpful😊
    Reply from Deb Higgins
    July 21st, 2025 03:28 PM
    Thanks you Glenna so happy we would help you through this process. Hope you love your new home. Stay in touch.
  • Encompass
    A
    Abigail A
    DITTMER, MO
    Posted on July 18th, 2025 03:08 PM
    We are returning clients of Deb, that's how much we appreciate her skill set. Deb has always been transparent in the mortgage process, always takes my calls and answers all my random questions.
    Reply from Deb Higgins
    July 21st, 2025 03:29 PM
    Thanks Abigail, we hope you love your new adventure. You let us know if you need us and congratulations on your move to MO.
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    Elaine R
    JERSEYVILLE, IL
    Posted on July 18th, 2025 01:56 PM
    Always a pleasure to work with Deb. She keeps agents informed on progress throughout the ients loan process.
    Reply from Deb Higgins
    July 21st, 2025 03:30 PM
    Thank you Elaine, it is always a pleasure working with you, You do a great job for your clients which makes our job easier.
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    Christopher J P
    ALTON, IL
    Posted on July 14th, 2025 03:14 PM
    Deb kept everything on track and made it a pleasant easy experience. She Let me know what I needed to get done to close on two houses. This is the 5th transaction I have done with Deb over 14 years. And now I have my final Dream Home.
    Reply from Deb Higgins
    July 15th, 2025 03:35 PM
    Thanks Chris, glad we got this one done for you. Hope you love the new place. Please stay in touch and let me know if you need anything. Enjoy your dream home!!
  • Encompass
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    Sara H
    ALTON, IL
    Posted on July 14th, 2025 01:17 PM
    Deb Is the best, plain and simple! Thanks Deb!
    Reply from Deb Higgins
    July 14th, 2025 02:17 PM
    Thank you, we appreciate your kind words.
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    David V
    ALTON, IL
    Posted on July 7th, 2025 07:13 PM
    There is no one else I would consider working with, Deb has always taken care of us in the past. Thanks Deb.
    Reply from Deb Higgins
    July 7th, 2025 07:44 PM
    Most welcome my friend!!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149