Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Deb and her team were quick with their responses and made the process very smooth
Reply from Deb Higgins
August 18th, 2025 01:52 PM
Thank you Joshua, congratulations on your home and we hope you love it there. It was our pleasure working with you again. Please stay in touch with us and let us know if you need anything. I am so happy for you and your family and this move....
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Deb is extremely informative and helpful. Any questions or concerns I had she was able to answer and help with. I would highly recommend her.
Reply from Deb Higgins
August 12th, 2025 05:59 PM
Thank you Nichols, Congratulations on your new home and you be sure to call us if you have any questions that come up now that you are in it. So happy we could help you with this new adventure.
Thank you for the service I'm very happy
Reply from Deb Higgins
August 11th, 2025 05:37 PM
Congratulations on your new home Damon, hope you love it there, stay in touch and let us know if you need anything or have any questions.
Everyone was very friendly and was done very efficiently
Reply from Deb Higgins
August 11th, 2025 01:57 PM
Congratulations on the new home Linda, We hope you love it there and you let us know if you need anything.
Deb is the best! we've always gone with her in the past, and she is the only person we trust to handle a something as important as a home loan.
Reply from Deb Higgins
August 6th, 2025 05:26 PM
Awe thanks Nicholas, I appreciate the kind words and so happy for you and Amy and the new house, can't wait to see what you do with it and you have to call or stop in every now and then now that you are in the new one. I will miss hearing from...
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Deb thank you so much for everything!
Reply from Deb Higgins
August 6th, 2025 05:27 PM
You are very welcome and thank you for letting us be a part of your journey, Stay in touch and let me know if you need anything and Congratulations.
Deb Is knowledgeable, helpful, and always available when we had questions. We appreciate all the help and will definitely recommend to friend and family.
Reply from Deb Higgins
August 6th, 2025 05:28 PM
Thank you Amy and Congratulations on your new home. Happy for you and can't wait to see what you do with the place.
Deb helped when we needed it most trying to get a new house! They walked us through all the steps and were there to answer all questions along the way. thank you Deb and her FBHL team!!
Reply from Deb Higgins
July 28th, 2025 03:25 PM
Thank you Kara, Congratulations on your new home and best of luck to you and your family, let us know if you need anything.
Deb and her team are knowledgeable and helpful. Deb even found a grant that assisted in purchasing my first home. Communication was top notch.
SSheShe
Reply from Deb Higgins
July 28th, 2025 03:29 PM
Congratulations James on becoming a homeowner. It was a pleasure working with you and we are so happy that you now own your own home. Let us know if you need anything in the future and best of luck. Thanks for the great review.
Deb is always thorough from the beginning connection with our clients, to the finish line at the closing table! She goes above and beyond to get every transaction closed. We are grateful for her!
Reply from Deb Higgins
July 28th, 2025 03:35 PM
Thanks Jodie we are always happy to help you and your clients out. You do a great job for your clients and that makes our job easier. Thank you for the great review and let us know anytime you need us. We appreciate you.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149