Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Great communication and always get them closed.
Reply from Deb Higgins
September 3rd, 2025 04:03 PM
Thanks Ginny we are always excited to have a client working with you as their agent because we know you will handle everything in a professional manner and make our job easier. Your clients are always happy with your service. You let us know...
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Deb and Amanda were great to work with. They quickly answered my continuous plethora of questions in a way that was always easy for me to understand. They were a great asset in my home buying process & I would highly recommend them!
Reply from Deb Higgins
September 2nd, 2025 02:57 PM
Thank you, Jennifer and congratulations, on your new home. Stay in touch and let us know if you need anything of have any questions come up. We are so happy to have been able to help you.
Easy process, great communication, and friendly!
Reply from Deb Higgins
September 2nd, 2025 02:59 PM
thank you for the great review
I had a truly great experience working with Deb Higgins. She was knowledgeable, patient, and always took the time to explain each step of the process clearly. Deb made everything feel less overwhelming and kept me informed so I could make confident...
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Reply from Deb Higgins
September 2nd, 2025 02:58 PM
Thank you, Jason and Congratulations, on your new home. We are so happy for you and your family. Thanks, of the great review, you are the reason we keep doing what we do every day.
Everything went smoothly
Reply from Deb Higgins
August 28th, 2025 09:11 PM
Thank you Scott, congratulations on the new house and let us know if you need anything.
Deb was terrific handling our mortgage. the only sugguestion for her would be to communicate to her clients wth more detailed information to avoid confusion. Many emails were shirt and non specific and posed many questiona from us. I would...
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Reply from Deb Higgins
August 28th, 2025 05:34 PM
Congratulations on your new home Mike, selling one house with a Realtor and buying the next one without a Realtor can be confusing but glad it all got done and worked out. Let me know if you need anything.
The app was nice
Reply from Deb Higgins
August 28th, 2025 05:32 PM
Congratulations on your new home, glad we would help.
Amazing team ! great experience!
Reply from Deb Higgins
August 22nd, 2025 03:48 PM
Thank you Breanne, Congratulations on the new home, so happy for you now that you have your own place. You stay in touch with us and let us know if you need anything.
Deb is very knowledgeable about the lending process and she was always available go to help.
Reply from Deb Higgins
August 21st, 2025 02:21 PM
Thank you LIsa, it is always a pleasure working with you and your buyers, this one was especially fun and I am so happy she is finally in a house she loves. You call me any time, I love hearing from you. You do a wonderful job for your clients....
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We just couldn't be happier with the way she helped us through the entire process.
Reply from Deb Higgins
August 18th, 2025 03:53 PM
Thank you Andrew and Congratulations on the new home. We couldn't be happier for you. Stay in touch and let us know if you need anything anyting.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149