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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
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0%
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Reviews from Web
  • Encompass
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    Megan S
    GODFREY, IL
    Posted on October 3rd, 2025 06:46 PM
    Deb helped make the home loan process easy and manageable for us as first time home buyers. She was always easy to reach and provided quick responses when we had questions.
    Reply from Deb Higgins
    October 3rd, 2025 07:03 PM
    Thank you Megan and congratuations on the new home, Hope you and your family love it there. Please stay in touch and let us know if we can do anything else to help you.
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    Adam S
    GODFREY, IL
    Posted on October 3rd, 2025 12:32 PM
    You have made the process of buying our first house very simple, streamline, and made it as stress free as possibl.
    Reply from Deb Higgins
    October 6th, 2025 03:43 PM
    Thank you Adam, we know this can be a trying time and we try to make it as easy as possible on everyone. Glad we could help you. Hope you enjoy your new home, and you think of us next time you are planning a move. Please pass our name on to...
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    Rebecca S
    GODFREY, IL
    Posted on October 1st, 2025 12:47 PM
    We got all paperworks signed in a timely order and Deb always made sure if there was aissue we would know and fix it.
    Reply from Deb Higgins
    October 1st, 2025 02:36 PM
    Thank you Rebecca and Congratulations on your new home. Hope you love it there and you let us know if you need anything at all.
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    Antione W
    GODFREY, IL
    Posted on September 30th, 2025 05:15 PM
    Job well done as always!!
    Reply from Deb Higgins
    October 1st, 2025 03:18 PM
    Some deals are tougher than others, I am so glad this gone is closed for everyone. Happy for the both the buyer and sellers and you as well. Thanks for sticking with us while we worked through the kinks.
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    Ryan R
    GODFREY, IL
    Posted on September 29th, 2025 12:36 PM
    Deb was wonderful. Super informative and helpful through our first time home buying process. I would highly recommend Deb!
    Reply from Deb Higgins
    September 29th, 2025 01:38 PM
    Thank you Ryan you guys were wonderful to work with and we hope you love your new home, stay in touch and let us know if you need anything.
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    Timothy B
    BETHALTO, IL
    Posted on September 26th, 2025 06:50 PM
    Deb was on the ball the whole time she did great
    Reply from Deb Higgins
    September 26th, 2025 09:11 PM
    Thanks Tim, Congrats on the new place, let us know if you need help with anything, well other than moving of course!!! Enjoy your new home!!!
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    Robert D
    ALTON, IL
    Posted on September 11th, 2025 01:28 PM
    Deb is one of the best! Clearly communicates, answers any an all questions nearly immediatley! One of the in the business!
    Reply from Deb Higgins
    September 11th, 2025 02:36 PM
    Thanks Robert, you made my week. Hope you love your new home, I'm here anytime you need me, love you guys!!
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    Zachary C
    ALTON, IL
    Posted on September 10th, 2025 01:52 PM
    Working with Deb Higgins has been nothing short of outstanding. We’ve now purchased four homes with her help, and every single time she has made the process seamless from start to finish. Deb has a way of taking what could easily feel overwhelming...
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    Reply from Deb Higgins
    September 10th, 2025 06:21 PM
    I can't thank you enough for this. Some days I am not sure why I am still here doing this but today I am now reminded why. I simply can't love this any more. Hope you love the new place and you know to call me if you need anything at all.
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    Brennon B
    GODFREY, IL
    Posted on September 9th, 2025 03:11 PM
    Everything went super smooth!
    Reply from Deb Higgins
    September 9th, 2025 04:29 PM
    Thank you and Congratulations on the new place, let us know if you need anything.
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    Rian H
    CHAMPAIGN, IL
    Posted on September 3rd, 2025 09:12 PM
    Deb was extrmely helpful and resourceful when it came to our loan process. She was willing to answer any questions we had and worked on a few very tight timelines to ensure our process when smoothly.
    Reply from Deb Higgins
    September 4th, 2025 03:38 PM
    It was our pleasure working with you and congratulations on your new home. You two were an absolute joy to work with. Please stay in touch and let us know if you need anything at all. Thank you.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149