Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
I can always count on Deb & the team to handle things and COMMUNICATE . Grateful for the professionals at Flat Branch
Reply from Deb Higgins
October 22nd, 2025 01:16 PM
Always our pleasure working with you and your clients Bene, you do a great job.
We've used Deb in the past & she is always available, knowedgble & helpful through what is a stressful process. Would highly recommend!
Reply from Deb Higgins
October 21st, 2025 02:42 PM
Thanks Dawn, always here when you need me my friend, Hope you love your new beautiful home.
Second time working with Deb and wouldnt choose any other lender great person
Reply from Deb Higgins
October 16th, 2025 06:18 PM
Thanks Zach and congrats on the new place. Hope you love your little slice of paradise. You know where to find me if you need me.
Easy to understand, straight to the point, and I never felt untrusting or worried about anything during this process.
Reply from Deb Higgins
October 15th, 2025 08:09 PM
Thank you Lora, this is exactly how we like things to be. Congratulations on the new place, Hope you enjoyed your first weekend there. You call us if you need anything at all.
Great communication and thoroughness getting for Our client
Reply from Deb Higgins
October 13th, 2025 01:41 PM
Thanks Zane, always a pleasure working with you and your clients
Always on top of everything, communicates great, good service all around.
Reply from Deb Higgins
October 8th, 2025 03:21 PM
Thank you Pat, always here to help any way we can.
Deb and her team were always available to answer questions and any issues that came up they helped solve quickly! Thank you so much!
Reply from Deb Higgins
October 8th, 2025 12:39 PM
Thank you Kayley and Congratulations to you and the family on your new home So happy for you and hope you love it there, let us know if you need anything.
Overall my experience was a good one. I can say that Deb Higgins is a "Bulldog" at what she does. But if I could make one suggestion, it would be that you recommend that the client scan and email all documents needed for the process that way...
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Reply from Deb Higgins
October 8th, 2025 01:00 PM
Congratulations on your new home Cynthia, we always prefer to get documents electronically and when docs are dropped off we turn them into electronic docs so nothing is kept in paper form these days but great suggestion. Happy everything worked...
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Working with Deb is always an amazing experience. She is a true professional who works toward the best outcome for her clients.
Reply from Deb Higgins
October 7th, 2025 03:59 PM
Thank you Maryann, we do the best we can and try to make sure that our borrowers leave us happy. This business isn't easy every day and buying a home can be one of the most stressful things a person can do, emotions run high for everyone so...
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Deb always makes the process for my clients very clear and smooth. Deb also is always available for any questions.
Reply from Deb Higgins
October 6th, 2025 03:41 PM
Thank you Yvonne, we love working with you and hope to continue to do so. You make our jobs easier because you do such a great job yourself for your clients.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149