Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
I had an excellent experience with Flat Branch. The team was professional, responsive, and made the mortgage process smooth and stress-free. Highly recommend!
Reply from Deb Higgins
November 10th, 2025 09:52 PM
Thank you Michael so glad we could help. Congratulations on the new home and Happy Holidays.
Deb was the best help a person could ask for. She made it so we could understand the whole process and talked us through the whole process. We plan on referring her to everyone we know that needs a loan. Deb was available during and after hour...
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Reply from Deb Higgins
November 10th, 2025 09:53 PM
Thank you Charles so happy for you both that you are now in your own home that you own. Congratulations to you both.
Deb and her staff was outstanding. Deb, went above and beyond. Even answer her phone on the weekends for any questions you may have.
Reply from Deb Higgins
November 10th, 2025 09:54 PM
Thanks Marcus, working with you was a pleasure. You were on top of your stuff and made our job easier. Congratulations and enjoy your new home.
Deb and her team were amazing! Quick to respond to any questions I came up with!
Reply from Deb Higgins
November 10th, 2025 09:55 PM
It was a pleasure working with you Austin, Congratulations on the new place.
Deb was easy to work with,and and kept us up to date everyday
Reply from Deb Higgins
November 6th, 2025 08:25 PM
Thanks Tonya, happy the loan closed and you are now a new homeowner. Let us know if you need anything.
Deb girs above and beyond for her clients. It is rare to have such an advocate and she is a great asset for any potential clients!
Reply from Deb Higgins
November 5th, 2025 06:44 PM
Thanks Meghan, I appreciate your kind words. Thanks for letting us help you with your refinance and let us know if you need anything.
I never had to remind the team of deadlines or what needed done. They were sooooooo on top of things! Each step of the way Deb kept the buyer informed of her next steps. It was a breeze navigating a difficult transaction with you all on the...
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Reply from Deb Higgins
November 4th, 2025 05:11 PM
Thanks Shondalyn, so glad this one is closed. I will reach out to these two referrals and see if we can get them approved.
communication
Reply from Deb Higgins
November 3rd, 2025 04:55 PM
Congratulations on your new home Riley. Let us know if you have any questions or need anything.
Thanks for allowing me to express my sincere appreciation for all your dedicated efforts, you truly went above and beyond in assisting me and your professionalism and expertise were absolutely instrumental in making my dream of a homeowner...
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Reply from Deb Higgins
November 3rd, 2025 04:56 PM
Thank you for the great review Dara, it has been a pleasure helping you through this journey, so happy for you and your family. Enjoy the holidays in your new home and stay in touch.
Thank you for all your help
Reply from Deb Higgins
November 3rd, 2025 04:57 PM
You are very welcome Jerad, let us know if you need anything at all and congratulations on the new place.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149