

David Tran
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
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Great communication!
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Marci! I'm glad to hear that the communication met your expectations during your cash-out refinance process. If you have any more questions or need further assistance, feel free to reach out to me anytime.
It went well.
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you for your feedback, Tracy. I'm glad to hear that the cash-out process went smoothly for you. If there's anything more you'd like to discuss or if you have any questions in the future, please feel free to reach out. Your satisfaction...
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Knowledgeable, courteous, and friendly.
David Tran is a true professional
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Andre, for your kind words. I'm glad to hear that you found my approach knowledgeable and courteous. It means a lot to be recognized as a true professional. If you have any more questions or need assistance in the future, please...
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David was incredibly supportive through all the details, questions, and last-minute issues. Above and beyond treatment. Thank you.
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Benjamin, for your kind words. I’m glad to hear that I could support you through every step of your financing process. It was important to me to ensure all your questions were answered and any issues were addressed promptly. I'm...
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David has helped me with two separate loans over the past 2 years and he was so helpful and attentive to my loan needs highly recommend David!
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Sherry, for your kind words and for trusting me with your loan needs over the past two years. It's been a pleasure working with you, and I'm glad I could assist in navigating the process. Your recommendation means a lot to me, and...
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David Tran was a real help with the whole process. It was so easy to apply, give the necessary information and have the money in the account, within a few days. I had tried with another lender but they kept dragging me on, needing more and...
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Reply from David Tran
June 29th, 2026 07:10 PM
I'm really glad to hear that your experience with the cash-out process was smooth and straightforward. It means a lot to me that you found the service helpful and efficient. I understand how important it is to have things done promptly and...
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David and his assistant Julie were very informative and helpful. The kept me inform thru the whole process. They both explained what I didn't know in the most simpliest terms.
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Galen, for sharing your experience. I'm glad to hear that you found the process informative and clear—that's always my goal. It was great working with you on your cash out refinance, and I'll be sure to pass along your kind words...
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David was very responsive, including evenings and weekends. He worked me throughout a prolonged process to provide the best options an unusual situation. Overall, very impressive personal service.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear you were pleased with the service, Brenda. I understand the refinancing process can be complex, especially in unique situations, so I'm happy I could assist you effectively. Your kind words about my responsiveness mean a lot,...
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Initial contact and exchange of info was great with John Estrada, but once we got to the e-notary part, it became extremely difficult! My husband is not smart phone or computer savvy and the e-notary process took more than a week for us to...
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Reply from David Tran
June 29th, 2026 07:10 PM
Kenneth, I appreciate you taking the time to share your experience with the cash-out refinance process. I'm glad to hear that the initial contact with John Escobar was positive, but I'm sorry that the e-notary part proved challenging. It's...
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I had many questions and was skeptical at the process, but Mr. Tran was able to answer all my questions and walk me through the process. He answered phone calls and text timely, which is a rarity these days and was greatly appreciated.
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Reply from David Tran
June 29th, 2026 07:10 PM
Angela, I'm really pleased to hear that I could assist you and address your questions throughout the cash out refinance process. It's important to me that you're comfortable and well-informed, so I'm glad my communication met your needs. Thank...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgage Consulting (Purchase, Refinance, HELOC, Home Equity Loan, Reverse/HECM, Commercial)
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Positions
- West Capital Lending - Vice PresidentMay 5th, 2021 - Current
Memberships
- https://www.nmlsconsumeraccess.org
- https://westcapitallending.com/texas-complaint
- https://westcapitallending.com/licensing
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 212598
- California DRE 02115501
- Alabama MLO 62196
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing