

David Tran
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
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David was very helpful and walked me through everything I wasn’t understanding.
The process was so easy and quick. Everything was explained in easy to understand
Service was great, not enough description of rate I would eventually pay. It was represented lower.
Reply from David Tran
May 11th, 2026 06:40 PM
Hi Shirlee, Thank you for the feedback. I’m sorry there was confusion regarding the final rate selection. This particular loan program gives borrowers the ability to directly choose and adjust their rate/cost options throughout the process...
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David was very knowledgeable and not afraid to think outside the box to help me .
Reply from David Tran
May 9th, 2026 02:41 PM
I'm pleased to hear that you found my approach helpful, Sarah. Your kind words mean a lot, and I'm glad I could assist you effectively. If you need anything else, feel free to reach out.
Quick, easy, fast, painless!
Reply from David Tran
May 1st, 2026 02:38 PM
James, I appreciate your kind words about your experience with me. I'm glad to hear that the process was quick and easy for you. If you need any further assistance, feel free to reach out.
The relentless effort David went through to help us work out kinks and 2 phones and a computer to finally make this happen.
Reply from David Tran
April 25th, 2026 05:36 PM
Beverly, I appreciate your kind words and am glad my efforts could help resolve the challenges you faced. It was a pleasure assisting you, and I'm happy we could achieve a positive outcome together.
The process was painless and David is always ready to help with any questions or issues. He moved my HELOC through very smoothly.
Reply from David Tran
April 18th, 2026 02:30 PM
I'm pleased to hear that the process was smooth for you, Janet. I'm always here to help with any questions or concerns you may have. Thank you for your kind words about my assistance with your HELOC.
He walked me through the whole process and was very nice and professional.,
Reply from David Tran
April 12th, 2026 03:08 PM
I'm glad to hear that I was able to assist you throughout the process effectively, Lula. It's important to me to provide a professional and supportive experience for everyone. If you have more questions or need further assistance, please don't...
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David was patient, calm, and very kind. He took time to explain how HELOCs work, although I was very nervous and hesitant about taking out such a loan. He also has a great team who works with him.
Reply from David Tran
April 12th, 2026 03:09 PM
I'm pleased to hear that you had a positive experience, Jennifer. I strive to ensure that clients feel informed and comfortable, especially when discussing important financial decisions like HELOCs. It's nice to know that the patience and clarity...
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Understanding and patience displayed by David Tran No pressure just advice
Reply from David Tran
April 12th, 2026 03:09 PM
Rosiland, I'm glad to hear that you appreciated the understanding and patience I shared during our interactions. My goal is always to provide advice without any pressure, so it's reassuring to know that this approach resonated with you. If...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgage Consulting (Purchase, Refinance, HELOC, Home Equity Loan, Reverse/HECM, Commercial)
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280
/850
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Positions
- West Capital Lending - Vice PresidentMay 5th, 2021 - Current
Memberships
- https://www.nmlsconsumeraccess.org
- https://westcapitallending.com/texas-complaint
- https://westcapitallending.com/licensing
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 212598
- California DRE 02115501
- Alabama MLO 62196
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing