David Tran
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
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There were times that seemed like forever but I received update. Overall, quick & truly worth it.
Reply from David Tran
June 29th, 2026 07:10 PM
I appreciate you taking the time to share your experience, Martin. I understand that the process can sometimes feel lengthy, and I'm glad I was able to keep you updated along the way. It's great to hear that you found the cash-out refinance...
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David Tran and his team were personable, professional , extremely knowledgeable and very helpful in all aspects of this loan process.
Reply from David Tran
June 29th, 2026 07:10 PM
It's great to hear that you found the heloc process to be such a positive experience. Your recognition of my team's professionalism and expertise means a lot. If there's anything more I can assist you with in the future, please feel free to...
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Even with marginal debt to income ratio you got the loan approved.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm really glad to hear that I could assist in getting your loan approved, Harry, especially given the challenge with the debt to income ratio. Ensuring you have a smooth refinancing experience is important to me, and it's great to know that...
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process was much more complicated and took much longer than I had originally thought. Had I known what I was getting into. I would never have done so David was
Reply from David Tran
June 29th, 2026 07:10 PM
John, I truly appreciate your feedback. I'm sorry to hear that the process was more complicated and time-consuming than you expected. My goal is always to make things as smooth and clear as possible, so I'll reflect on your experience to see...
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Very quick, without feeling rushed . David walked me through everything and made sure early I know what steps were important to move fast on. Fits our needs now and is a great atrp step towards long term financial goals
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Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, David, for your kind words. I'm glad the process felt quick yet comfortable for you. It's important to me that my clients understand each step, and I'm thrilled to hear it aligned with your immediate needs and long-term goals. If...
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All online
Reply from David Tran
June 29th, 2026 07:10 PM
Hi Dennis, Thank you for taking the time to share your experience with the cash-out through West Capital Lending. I'm glad to hear that the online process worked well for you. If there's anything further you'd like to discuss or any suggestions...
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David was patient, and helped talk me through the best loan options for me and my family.
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you so much, Daniel. I'm grateful for the opportunity to assist you with your cash-out refinance and glad to hear that the loan options we discussed were helpful for you and your family. If you have any more questions in the future or...
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The approval process for my HELOC was very easy. Other companies had requested much more documentation as well as appraisals. David Tran was very knowledgable with navigating the process and overcoming any issues quickly I can't imagine how...
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Reply from David Tran
June 29th, 2026 07:10 PM
Janet, I'm really glad to hear that your experience with the HELOC approval process was seamless. Navigating these steps smoothly is always the goal, and I'm pleased to know you found it easy. If there is anything else I can do to assist you...
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It was a smooth and quick process
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that your experience was smooth and quick, Jorge. It's been a pleasure to assist you through the process. If you have any further questions or need assistance in the future, feel free to reach out to me. Thank you for your...
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David was so attentive and patient throughout this difficult reverse mortgage process, he helped destress what was already a stressful situation. I felt I was in good hands the whole way!
Reply from David Tran
June 29th, 2026 07:10 PM
Hi Henry/Michelle, I'm really glad to hear that I could help make the reverse mortgage process a bit easier for you. It's great to know that you felt supported and in good hands throughout. Your words mean a lot to me—thank you for taking the...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgage Consulting (Purchase, Refinance, HELOC, Home Equity Loan, Reverse/HECM, Commercial)
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Positions
- West Capital Lending - Vice PresidentMay 5th, 2021 - Current
Memberships
- https://www.nmlsconsumeraccess.org
- https://westcapitallending.com/texas-complaint
- https://westcapitallending.com/licensing
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 212598
- California DRE 02115501
- Alabama MLO 62196
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing