David Tran
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
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Working with Andy Nguyen my loan officer at West Capital Lending was truly exceptional. From our first conversation through closing. He was responsive, patient, incredibly thorough, he made the process easy and stress-free. Highly recommonded!...
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Reply from David Tran
June 29th, 2026 07:10 PM
Thuy, I'm pleased to hear about your great experience with Andy Nguyen on my team at West Capital Lending. It sounds like he provided the attentive and thorough service you deserved throughout your cash-out refinance. If there's anything more...
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Fast friendly to the point
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that you found the process fast and friendly, Christine. It's always my goal to make things straightforward for you, so I'm pleased that came through. If you need anything else, feel free to reach out.
David is very responsive both via email and phone, and was able to get us the perfect loan for our needs.
Reply from David Tran
June 29th, 2026 07:10 PM
Stephen, thank you for sharing your experience. I'm glad I could assist you with the cash-out refinance and find a loan that fit your needs. It's important to me to be available and responsive throughout the process. If you have any more questions...
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Mr Tran was very helpful, patient, and kind. A good communicator.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm grateful for your kind words, Duane. It's great to hear that you found my assistance helpful and appreciated my communication. If you have any further questions or need additional support, please feel free to reach out.
It was a very easy process. Everything was straightforward, with no lies.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm pleased to hear that your cash-out refinance process went smoothly and met your expectations. Clear communication is always my goal. If you have any more questions or need further assistance in the future, please feel free to reach out....
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Everything was up front and easy to understand
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that everything was clear and straightforward for you, James. I aim to ensure the process is as transparent as possible. Thank you for choosing West Capital Lending for your cash-out refinance needs. If there's anything more...
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West Capital lending was exceptional. David Tran always available to answer all my questions.
Reply from David Tran
June 29th, 2026 07:10 PM
Thank you, Kristin, for sharing your experience. I'm glad I could assist you with your cash-out refinance and address all your questions. If there's anything else you need in the future, please don't hesitate to reach out.
Good job!!
Reply from David Tran
June 29th, 2026 07:10 PM
I'm grateful for your kind words, Debora. It's rewarding to know you were satisfied with the cash out refinance process. If you ever have more questions or need assistance in the future, feel free to reach out.
How easy the process was. it only took a week to get approval. It took a little bit longer near closing due to my property was in a living trust with my wife using the short version of her name instead of the long complete one. Other than that...
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Reply from David Tran
June 29th, 2026 07:10 PM
Henry, I'm glad to hear that you found the process straightforward and that we could secure approval for you efficiently. I understand the slight delay near closing, and I appreciate your patience as we worked through the trust-related name...
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simple, effective and you delivered what you promised
Reply from David Tran
June 29th, 2026 07:10 PM
I appreciate your taking the time to leave such a positive review, Deanne. It's great to hear that the cash-out refinance process went smoothly and met your expectations. Delivering on my promises is very important to me, and I'm glad I could...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgage Consulting (Purchase, Refinance, HELOC, Home Equity Loan, Reverse/HECM, Commercial)
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Positions
- West Capital Lending - Vice PresidentMay 5th, 2021 - Current
Memberships
- https://www.nmlsconsumeraccess.org
- https://westcapitallending.com/texas-complaint
- https://westcapitallending.com/licensing
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 212598
- California DRE 02115501
- Alabama MLO 62196
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing