David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Great communication. Clear instructions made a usually stressful purchase easy. This is an amazing team to work with for a home purchase. All questions were answered immediately. Closing was a breeze. Very happy with my decision to get my best...
read more
David was always right there to answer my questions quickly even with a second workup of my loan package, at my request.
Everyone was very helpful and pleasant to work with. Thank you
We had 100% confidence in Dave from our very first conversation with him, and he did not disappoint. Fantastic communication throughout the process, and thanks to the ability and knowledge of Dave and his team, the process to get us into a...
read more
polk county fl raised
Dave was always available by phone or by email. Our home buying situation was very unique which made it very stressful for us. Dave stuck with us the entire time which gave us the confidence to move forward with the purchase.
David's professionalism, friendliness, openness, and great attitude made for, what could have been a daunting experience, a pleasure with whom to do business. I highly recommend David Thornton and "The Mortgage Firm".
Got the job done>
kept in the loop at all times.
Very supportive always responded to my questions and concerns.
David and Mike worked together to complete the entire process in record time, saving us not only the time, but money as well. We will use David and team the next time we need a mortgage.
we moved to Florida from NJ and knew no one. David and his office were extremely helpful, efficient, and timely in getting our mortgage processed
431–440 of 491
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.