David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Thank you so much for efforts in every ways in the whole process.. An excellent team work... truly appreciate all your hard work to make everything happen..
Quick
Efficient
Simplified process
Good communication
knowledgeable, prompt and clear answers,
David made the purchase of our new property very quick and easy .
David was very helpful and professional.
Me. Thornton consistently made himself available
to me... he answered all questions quickly, accurately and professionally 😎
Mr. Thornton was always responsive to my questions and really a great help with the process.
Dave was very thorough. He kept in contact with us the whole time, throughout our transaction. He let us know exactly what to expect & gave us plenty of notice as to what items would be required from us. When we ran into a bump in the road...
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Dave was always available and answer any question I had. Communication is a must and he made this experience pleasant. Thanks David
David Thornton was on top of each detail that needed to be addressed. It was done in an efficient way. David provided helpful advise and guided us to a smooth and easy closing.
It was easy and he answered all of our questions .
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.