

David Thornton
Branch Manager | NMLS# 1515638

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
It was quick and painless. The fastest and easiest financial transaction we have ever had!
Communication!
David and his team made the whole process very easy. When we had any questions or concerns the whole team was there to help. Thank you!
First time home buyer David and everyone else was a tremendous support along the way answering all of my questions and made sure the process went smooth and quick! Recommend the mortgage firm to anyone! Thank you again for everything!
The whole team at Mortgage Firm went above and beyond to ensure everything went smoothly through the process.
Your team worked hard to help me with my situation and the development of unexpected complications
David is a great communicator. He was very responsive when we had questions and kept us well informed about every step of the process.
Dave is OUTSTANDING! He gets all the mortgage business I can give him.
Through each step of the purchase Mr. Thonrton was available to guide us and answer any questions we had. He was also helpful at the closing with a couple questions we had. He is a very professional and devoted individual, hard to find someone...
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Right from the start, David worked to find the right mortgage option for me. He was knowledgeable and reliable. David kept me informed throughout the process and resolved the minor hiccups. His team handled my questions promptly and courteously....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.