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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    T
    Teresa L O
    Davis, CA
    Posted on February 2nd, 2022 01:44 PM
    Wonderful with communicating and efficient in process. Very knowledgeable
  • Encompass
    K
    Kashmir K S
    Woodland, CA
    Posted on January 21st, 2022 02:09 PM
    Very helpful in decoments preparation and works with understanding in good manner
  • Encompass
    G
    Gwyneth L P
    Davis, CA
    Posted on December 19th, 2021 03:00 PM
    Dave was there every step of the way to help me refinance my home!
  • Encompass
    D
    Denise R I
    Woodland, CA
    Posted on December 9th, 2021 07:59 PM
    Everything was great! Thank you!!
  • Encompass
    C
    Claudine K
    Davis, CA
    Posted on November 29th, 2021 05:17 PM
    Dave is THE BEST! Always willing to give us time, extremely well organized, thoughtful, honest...THE BEST!
  • Encompass
    A
    Agnieszka B
    Oakland, CA
    Posted on November 26th, 2021 05:28 PM
    Professional, very knowledgeable. Thank you!
  • Encompass
    A
    Alexandra A F
    Woodland, CA
    Posted on November 15th, 2021 11:19 PM
    It was a pleasure working with Dave, he is knowledgeable, effective, and he's always available to patiently answer questions, work different loan scenarios or provide pre-approval letters
  • Encompass
    M
    Mary L B
    WOODLAND, CA
    Posted on October 22nd, 2021 06:27 PM
    Great service, communication, and responsiveness, plus great reputation. Thanks for being a great lender Dave!!
  • Encompass
    K
    Kathy A
    WOODLAND, CA
    Posted on October 22nd, 2021 03:03 PM
    Dave is a great communicator. He helped save the transaction! He’s the best!
  • Encompass
    C
    Cody W
    WOODLAND, CA
    Posted on October 21st, 2021 05:50 PM
    Dave is very punctual and a great communicator.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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