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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Matthew P D
    DAVIS, CA
    Posted on April 26th, 2022 01:25 PM
    Dave rocks!
  • Encompass
    D
    Deborah L B
    DAVIS, CA
    Posted on April 2nd, 2022 08:02 PM
    Great working with you Dave!
  • Encompass
    K
    Kim E
    DAVIS, CA
    Posted on March 28th, 2022 01:16 PM
    Dave's consistency and experience make him a great lender!
  • Encompass
    A
    Alice B
    DAVIS, CA
    Posted on March 25th, 2022 02:50 PM
    This was our fifth loan with Dave. He is always worth coming back to!
  • Encompass
    S
    Sylvia L R
    DAVIS, CA
    Posted on March 3rd, 2022 10:29 PM
    Immediate response to questions. efficient and expeditious process
  • Encompass
    M
    Magda G
    Oakdale, CA
    Posted on March 3rd, 2022 07:52 PM
    He was prompt and communicated great throughout the transaction.
  • Encompass
    K
    Kenneth N
    Oakdale, CA
    Posted on February 28th, 2022 07:07 PM
    Dave has a lot of patience when he is working with you. I learned a lot and closed on the house we always wanted.
  • Encompass
    C
    Cynthia L S
    WOODLAND, CA
    Posted on February 15th, 2022 10:49 PM
    Turnaround time in information submitted by loan underwriter
  • Encompass
    T
    Tran N
    Davis, CA
    Posted on February 15th, 2022 05:16 AM
    Dave was fantastic in guiding me through all the documents I needed to get. Even though it was an extremely busy time for me and my wife, he was very on good on guiding us through the process at our own pace and schedule.
  • Encompass
    M
    Mackenzie K H
    WOODLAND, CA
    Posted on February 14th, 2022 06:42 PM
    Dave Heard's knowledge and work ethic are second to none.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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