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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Sonam J S
    WOODLAND, CA
    Posted on October 19th, 2021 02:31 PM
    This loan wasn't a easy one. Dave and his team went above and beyond jumping multiple hoops to get it done
  • Encompass
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    Natalie L H
    SACRAMENTO, CA
    Posted on October 15th, 2021 07:28 PM
    Difficult close with a lot of moving pieces. Was able to get across the finish line with the loan and a competitive rate.
  • Encompass
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    Don S
    WOODLAND, CA
    Posted on October 14th, 2021 04:49 PM
    Dave always goes above and beyond to get the transaction completed in the best interest of the borrower/buyer. Thank you Dave.
  • Encompass
    S
    Sonja K P
    WOODLAND, CA
    Posted on October 14th, 2021 01:30 PM
    Throughout the loan process and after approval Dave worked with others to successfully finalize the purchase of my new home in Woodland. He is a competent and kind man.
  • Encompass
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    Nancy R S
    Woodland, CA
    Posted on October 14th, 2021 12:35 PM
    Actually, Dave made it happen. There were glitches that happen that he managed to get me through and saved the sale. It was a difficult transaction and he was always available.
  • Encompass
    C
    Christopher G J
    Davis, CA
    Posted on October 3rd, 2021 03:01 AM
    Dave was a great guide through the home buying process!
  • Encompass
    M
    Matthew R C
    Arbuckle, CA
    Posted on October 2nd, 2021 07:22 PM
    Dave was great.. very easy to deal with and explained every step on the way…
  • Encompass
    C
    Charles P R
    Citrus Heights, CA
    Posted on September 30th, 2021 09:09 PM
    I work with Dave all the time in my real estate business… Gave us a people person and he’s very easy to work with!
  • Encompass
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    Prem J S
    WOODLAND, CA
    Posted on September 22nd, 2021 01:05 PM
    Perfect person to work with without any hustle and greet is on time thanks
  • Encompass
    B
    Bernard L W
    Davis, CA
    Posted on September 15th, 2021 08:19 PM
    Dave made things go smoothly. Electronic interaction worked well. Good help with questions. Prompt responses. Pleasant people all along
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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