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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    G
    Geoffrey D W
    Davis, CA
    Posted on September 23rd, 2022 04:48 PM
    Dave was very communicative with the buyers and the listing agent! He was able to finish the loan in under 21 days
  • Encompass
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    Lia A L
    Davis, CA
    Posted on September 20th, 2022 04:39 PM
    Communication
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    Patricia C I
    Davis, CA
    Posted on July 24th, 2022 12:42 AM
    Dave is always on top of every detail. He works very fast, which is incredibly wonderful. I never felt that I didn’t understand the process or where in the process I was. He is a great guy!
  • Encompass
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    Donald B S
    WOODLAND, CA
    Posted on July 1st, 2022 02:09 PM
    Dave always keeps me informed and works very well with my clients. My go to Lender for 40 years.
  • Encompass
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    Laurie E P
    WOODLAND, CA
    Posted on June 28th, 2022 12:24 PM
    Dave worked hard for us given the difficulty of dealing with a VA loan
  • Encompass
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    Surinder S B
    WILLIAMS, CA
    Posted on May 24th, 2022 02:53 PM
    Good , took care of transaction in timely manner.
  • Encompass
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    Colette M T
    SHINGLE SPGS, CA
    Posted on May 17th, 2022 01:50 PM
    Dave’s knowledge and communication are excellent. He’s very respondsive.
  • Encompass
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    Erik R B
    BROWNS VALLEY, CA
    Posted on May 12th, 2022 09:53 PM
    Very helpful and very knowledgeable and was always there to answer any questions me and my wife needed
  • Encompass
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    Byron M
    BROWNS VALLEY, CA
    Posted on May 12th, 2022 03:44 PM
    Dave is a great lender and an awesome person to be around and is known for having all of the answers and getting loans closed. I could not ask fr a better person to help me with my lending needs.
  • Encompass
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    Laura D M
    Woodland, CA
    Posted on April 28th, 2022 04:48 PM
    Dave Heard helped us out tremendously. My husband and I have been on the hunt for a new home for almost 2 years. Throughout that time we would request pre approval letters from Dave and he would have them ready for us right away. He answered...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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