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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Angela M H
    WOODLAND, CA
    Posted on December 20th, 2022 03:10 PM
    Dave is an experienced professional who is also personable and pleasant to work with. He goes above and beyond to ensure his clients goals and timelines are met, excellent communication and I felt confident through the entire home purchasing...
    read more
  • Encompass
    B
    Byron M
    Woodland, CA
    Posted on December 9th, 2022 01:23 AM
    Dave is always a great resource and I have nothing but happy clients.
  • Encompass
    S
    Stephanie D W
    Woodland, CA
    Posted on December 7th, 2022 12:19 AM
    Dave Heard provided dependable prompt communication and availability during the process. He was wonderful to work with. I will definitly be recommending him to friends and family!
  • Encompass
    C
    Catherine R H
    Woodland, CA
    Posted on November 16th, 2022 05:42 PM
    Dave made the experience very easy and he completed the loan in record time!
  • Encompass
    D
    Don S
    Woodland, CA
    Posted on November 16th, 2022 02:43 PM
    Dave is always on top of things, he is a great communicator and works well with people. Let's do another Loan soon.
  • Encompass
    H
    Hilde A
    DAVIS, CA
    Posted on November 8th, 2022 04:28 PM
    Dave Heard organised a re-finance when we had been refused by all other institutions. We were refused because we are small business owners, self-employed, and barely survived the COVID-19 shutdown of our business. Dave found us a program and...
    read more
  • Encompass
    I
    Irene T
    Woodland, CA
    Posted on November 1st, 2022 03:09 PM
    This transaction would have never happened without the great work and perseverance from Dave.
  • Encompass
    C
    Camille S
    Woodland, CA
    Posted on November 1st, 2022 12:38 PM
    Dave never gave up and help us reach our dreams.
  • Encompass
    V
    Van L
    Davis, CA
    Posted on October 21st, 2022 01:39 PM
    Communication and availability.
  • Encompass
    M
    Melrina A M
    Davis, CA
    Posted on September 26th, 2022 02:27 AM
    Dave is extremely knowledgeable and has a very calm and thorough manner of explaining all the different details. He excels at communicating every step of the loan process and keeping agent and clients informed and also helps everyone anticipate...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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