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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    Z
    Zuser201607311122320
    Woodland, CA
    Posted on June 21st, 2019 12:00 AM
    Dave was so great. I am going to refer everyone I can to Dave. We had some issues with the seller and Dave was very proactive with my realtor to get the deal done.Thanks Dave
  • Encompass
    K
    Kathilyn W
    Woodland, CA
    Posted on May 31st, 2019 12:59 PM
    Professional, efficient, attention to detail,and truly caring individual. Dave went theextra mile at every step of the lending process.He made a painless situation for a rookielike myself; never doubted that we couldmake the transaction happen....
    read more
  • Encompass
    S
    Steven J
    Placerville, CA
    Posted on May 14th, 2019 04:45 AM
    Dave did a great job guiding us through the loan process, Great communication even while he was on vacation. Cant thank him enough for helping us through this tough time from having to leave our town of Paradise ca.
  • Encompass
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    Daniel M
    Groveland, CA
    Posted on May 7th, 2019 10:27 PM
    Dave took a super personal approach. He answered any questions I had and even some questions I didn't know I had. He took the time from his holiday in Mexico to follow up with me and make sure that I had all the information I needed and to...
    read more
  • Encompass
    D
    David P
    Davis, CA
    Posted on April 10th, 2019 05:24 PM
    Dave made the whole process of getting our loan approved so easy and stress free. When we had questions or concerns, he responded really quickly with a response and we never felt left out in the woods not knowing what was happening. He is easy...
    read more
  • Encompass
    S
    Steven L
    Rancho Murieta, CA
    Posted on April 8th, 2019 03:59 AM
    Dave was professional, helpful, knowledgeable, and made it fun. He went above and beyond to get the loan and payment we wanted. A++
  • Encompass
    R
    Roderrick R
    Davis, CA
    Posted on April 3rd, 2019 09:14 PM
    Dave was very proactive and helped convince the seller that our loan would work out in a very difficult loan situation.
  • Encompass
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    Tim S
    Davis, CA
    Posted on March 28th, 2019 06:51 PM
    Dave quickly answered all my questions. He kept me informed at every step. He even came to my house when I had some computer communication problems! He went the extend miles to get this very complicate refinance!
  • Encompass
    J
    John D
    Davis, CA
    Posted on March 25th, 2019 07:33 PM
    Dave walked me through the process one step at a time making the experience as stress free as possible.
  • Encompass
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    Jaime L
    San Mateo, CA
    Posted on March 25th, 2019 03:11 PM
    Dave Heard was amazing to work with! He made the process easy. I highly recommend him!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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