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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Lisa M
    Woodland, CA
    Posted on September 16th, 2019 03:03 PM
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    Michael A
    Davis, CA
    Posted on September 8th, 2019 03:12 PM
    Dave made buying our first home such an easy experience. He was always willing to answer all our questions and had great communication throughout the whole process.
  • Encompass
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    Carol S
    Woodland, CA
    Posted on September 2nd, 2019 06:12 PM
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    Thomas E
    Sacramento, CA
    Posted on August 27th, 2019 02:40 AM
    Dave is a customer centered professional who guided our decision making based upon the goals we were trying wot achieve. He made the entire refinance process smooth and comfortable.
  • Encompass
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    Byron E
    Woodland, CA
    Posted on August 23rd, 2019 03:28 PM
    Dave is a great person and an outstanding lender. I have nothing but praise for his professionalism and the extent he goes to help a client and friend.
  • Encompass
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    Joost M
    Tustin, CA
    Posted on July 12th, 2019 05:46 PM
    He is great! Definitely recommend!
  • Encompass
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    Barbara F
    Woodland, CA
    Posted on July 8th, 2019 05:52 PM
    Dave was always there to answer my questions and provide sound advice. I appreciate all he did to move our loan process along quickly to help us get to a faster close.
  • Encompass
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    Ryan W
    Woodland, CA
    Posted on July 1st, 2019 03:45 PM
    We really enjoyed working with Dave, he was always available whenever we called and worked very quickly to make sure everything was done in a timely manner. We were able to close in 30 days! Thanks Dave
  • Zillow
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    Zuser201607311122320
    Posted on June 22nd, 2019 02:15 AM
    Dave was so great. I am going to refer everyone I can to Dave. We had some issues with the seller and Dave was very proactive with my realtor to get the deal done. Thanks Dave
  • Encompass
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    Victor L
    Woodland, CA
    Posted on June 22nd, 2019 02:10 AM
    Dave was so great. I am going to refer everyone I can to Dave. Thanks Dave
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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