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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Kelly D
    Woodland, CA
    Posted on March 6th, 2019 05:15 PM
    This was a fantastic experience. Dave was instrumental in it all and was an excellent communicator and facilitator.
  • Encompass
    A
    Antonio M
    Woodland, CA
    Posted on February 12th, 2019 08:50 PM
    Dave did not give up on us. It took us 2 years to make this happen but with his help and advise I believe we made the right choice buying a home within our budget and that works best for our family.
  • Encompass
    D
    Donald B
    Woodland, CA
    Posted on January 29th, 2019 03:26 PM
    Dave Heard is the Best Loan guy! I have been referring him to Buyers for 39 years.
  • Encompass
    B
    Bryan E
    Patterson, CA
    Posted on November 22nd, 2018 05:49 PM
    Thanks Dave and Amanda, for your flexibility, availability and speed of this process.
  • Encompass
    J
    Jessica W
    Woodland, CA
    Posted on October 30th, 2018 06:51 PM
    Dave went above and beyond to make sure this loan went through. He was so professional and took the time to explain everything to me as I'm a first time buyer. I can't thank him enough!
  • Encompass
    S
    Sohail S
    Fremont, CA
    Posted on October 29th, 2018 06:53 PM
    Very quick; answers all questions and made a sale and purchase go by without problems
  • Encompass
    W
    Wayne T
    Woodland, CA
    Posted on October 26th, 2018 07:17 AM
    Helped guide me through each step
  • Encompass
    D
    Donn W
    Woodland, CA
    Posted on October 25th, 2018 04:06 PM
    Analyzed my needs, explained the options and got me the loan. Again. This is the fourth funded loan with three completions. Dave has excellent staff (Amanda was efficient and a pleasure to work with) for the nuts and bolts but continues to...
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  • Encompass
    J
    John K
    Shingletown, CA
    Posted on September 14th, 2018 12:20 AM
    You made it simple and kept me in the loop the entire time. Thank you for making something that I dreaded going through so easy. John,
  • Encompass
    D
    Deborah M
    Davis, CA
    Posted on September 7th, 2018 02:26 PM
    Dave is fantastic. He is responsive, organized and communicative. Our loan was ready in warp speed, which helped us close without any hiccups. I have already recommended Dave to friends and have full confidence in his services.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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