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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Janice C
    Woodland, CA
    Posted on October 22nd, 2019 02:25 PM
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    Deirdre S
    Penn Valley, CA
    Posted on October 18th, 2019 02:54 PM
    Dave responded to all my questions. He was able to make the whole process flow easily. He is very knowledgeable and made sure that I understood the decisions I was making. I had great confidence in his advice I felt he went out of his way to...
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  • Encompass
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    John K
    Shingletown, CA
    Posted on October 13th, 2019 03:26 PM
    Dave made my refinance so easy. He even stopped by my house to pick up papers he needed which saved me a trip. I wouldn’t go to anyone else. Thank you,
  • Encompass
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    Byron M
    Woodland, CA
    Posted on October 10th, 2019 11:27 PM
    Dave is always the consummate professional and he and his staff always follow through and always have great communications.
  • Encompass
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    Shelley B
    Davis, CA
    Posted on October 7th, 2019 06:15 PM
    Dave is very knowledgeable, thorough, and is a great communicator. We always knew where we were in the lending process, what documents and support information was needed and what our timelines were. Dave went above and beyond to make sure that...
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    Charles P
    Woodland, CA
    Posted on October 2nd, 2019 11:28 AM
    I’ve been working with Dave for a few years now. Always a great experience
  • Encompass
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    David A
    Woodland, CA
    Posted on September 30th, 2019 04:02 PM
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    Camilla K
    Woodland, CA
    Posted on September 18th, 2019 02:26 PM
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  • Encompass
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    Sandyn J
    Woodland, CA
    Posted on September 18th, 2019 01:57 PM
    Dave was pro-active, friendly, took the time to explain all our options and the process. Overall it was a smooth, stress-free experience! Thank you Dave!
  • Encompass
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    Rebecca J
    Woodland, CA
    Posted on September 17th, 2019 07:43 PM
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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