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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Shelly B
    Woodland, CA
    Posted on January 26th, 2020 08:44 PM
    Dave is knowledgeable, very competent and super responsive! I have recommended him to several friends and clients and will continue to do so in the future. Thank you Dave!
  • Encompass
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    Barbara W
    Sacramento, CA
    Posted on January 2nd, 2020 12:44 AM
    Appreciated how easy Dave Heard made the process. Great to work with!
  • Encompass
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    Becky B
    Sierra City, CA
    Posted on December 31st, 2019 06:53 PM
    Dave is very reliable, experienced, and wise. Super professional.
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    Steven L
    Sloughhouse, CA
    Posted on December 17th, 2019 03:51 PM
    Another great transaction with Dave!!!
  • Encompass
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    Conan V
    Woodland, CA
    Posted on November 30th, 2019 08:02 PM
    This is the second loan that my wife and I have turned to Dave for. We recently decided to refinance our home, but our situation was a bit unique because our house also had a few home improvement loans attached to it. But, Dave and his team...
    read more
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    J
    Julie L
    El Macero, CA
    Posted on November 28th, 2019 04:00 PM
    Dave is so knowledgeable and experienced and was available for the many questions that I had along the way. Excellent experience and I will continue to highly recommend Dave!
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    Douglas B
    El Macero, CA
    Posted on November 25th, 2019 02:43 PM
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    Alan J
    Davis, CA
    Posted on November 12th, 2019 09:13 PM
    Dave and staff were responsive to our questions and helped the online application.
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    Steven M
    Woodland, CA
    Posted on October 28th, 2019 01:31 PM
    all aspects of our buisness transaction were made easy by the professionalism of dave heard and all staff along the way, Thank you!!!!
  • Encompass
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    Allie R
    Woodland, CA
    Posted on October 24th, 2019 03:59 PM
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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