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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Kathilyn W
    Woodland, CA
    Posted on May 2nd, 2020 03:41 PM
    Dave advised me from the onset of the refi every stepto the finish. He is reliable, trustworthy and veryaccommodating. This is my second transaction with Dave..I would definitely call on him again for any mortgage needs and would highly recommend...
    read more
  • Encompass
    R
    Rueben S
    Vacaville, CA
    Posted on April 12th, 2020 09:30 PM
    Great experience with dave. On top of everything. great communication through out the process.
  • Encompass
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    Lauren N
    Folsom, CA
    Posted on April 8th, 2020 04:59 PM
    Dave has been great to work with, answers all my questions clearly, explains things well and responds quickly!
  • Encompass
    R
    Rachel N
    Vacaville, CA
    Posted on April 8th, 2020 04:51 PM
    Dave was always there whenever I had questions, he would call me or contact me back immediately and was so friendly each time we interacted.
  • Encompass
    D
    David M
    Woodland, CA
    Posted on April 6th, 2020 02:03 PM
    Great experience!
  • Encompass
    D
    Don
    Guinda, CA
    Posted on April 5th, 2020 07:07 PM
    Dave and his team always do a great job keeping me informed and following through to make sure borrowers get their Loan closed at the best terms possible.
  • Encompass
    H
    Hendrik J
    Davis, CA
    Posted on March 27th, 2020 04:24 PM
    The entire process was managed very well with good communication throughout. We had a compressed escrow and finished the entire process in 3 weeks amid the Covid-19 disruptions. The tight integration of the mortgage, title and realtor activities...
    read more
  • Encompass
    J
    John M
    Davis, CA
    Posted on March 19th, 2020 06:14 AM
    Dave was absolutely superb. Knowledgeable, helpful, amazingly efficient. I would highly recommend him to anyone. Dave brought a level of trust and honesty that is so rare these days. And given the huge uncertainty that faces us all at the moment,...
    read more
  • Encompass
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    Dave M
    Oakland, CA
    Posted on February 13th, 2020 03:32 PM
    Dave is in constant communication and always advises us what documents are needed and the status of the loan.
  • customer
    S
    Sheryl T
    Posted on February 1st, 2020 09:46 PM
    I can't  say enough great things about Dave Heard. His integrity, tenacity and ability to find solutions rather than focus on problems is phenomenal. Dave always made the entire process understandable and responded to all my questions and concerns...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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