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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Dallas W
    Ione, CA
    Posted on June 13th, 2020 01:36 PM
    Easy and fast process
  • Encompass
    M
    Maria I
    Woodland, CA
    Posted on June 12th, 2020 11:13 PM
    Came to our house to drop off paperwork when we could not get to print.
  • Encompass
    L
    Louis C
    Woodland, CA
    Posted on June 12th, 2020 02:49 PM
    Very Good at answering questions and working to get the refi done quickly.
  • Encompass
    M
    Mark M
    Morgan Hill, CA
    Posted on June 12th, 2020 02:36 PM
    Responsive and honest Dave is a pleasure to work with!
  • Encompass
    W
    William D
    Woodland, CA
    Posted on June 9th, 2020 04:32 PM
    He was very informative, and very helpful, I would definitely refer him to my family and friends.
  • Encompass
    T
    Timothy P
    Davis, CA
    Posted on May 17th, 2020 08:39 PM
    He was helpful and responsive.
  • Encompass
    J
    Jack L
    Woodland, CA
    Posted on May 13th, 2020 10:52 PM
    Due to current circumstances this was, at times, a difficult process. Dave was professional, thorough and extremely helpful. I am very grateful for his knowledge and support.
  • Encompass
    A
    Alvin C
    Davis, CA
    Posted on May 13th, 2020 09:43 PM
    I am very pleased with Dave’s commitment and personal service I was afforded
  • Encompass
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    Peter A
    West Sacramento, CA
    Posted on May 13th, 2020 09:36 PM
    Great communication, immediate replies, personalized service; top notch, all around.
  • Encompass
    L
    Larry F
    Woodland, CA
    Posted on May 13th, 2020 09:25 PM
    Good communications and all the processing went well. Best experience with a closing that I have had.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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