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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lyle S
    Sacramento, CA
    Posted on August 14th, 2020 05:41 PM
    Dave was very helpful in breaking down the numbers involved in a possible refinance to help us make the decision as to whether it would be worth it. He is honest and easy to communicate with.
  • Encompass
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    Tristan M
    Sacramento, CA
    Posted on August 8th, 2020 04:12 PM
    Fantastic experience, and I will return to mason mcduffy without any hesitation. I feel taken care of with mason mcduffy
  • Encompass
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    Thomas L
    Woodland, CA
    Posted on August 5th, 2020 03:54 AM
    Dave was great. He is very responsive and helpful in answering all of my questions. We've gotten multiple loans with Dave and will do so again in the future. Highly recommend Dave!
  • Encompass
    T
    Tim H
    Davis, CA
    Posted on August 4th, 2020 06:21 PM
    I have been working with Dave for many years. He is at the very top of his profession.
  • Encompass
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    Daniel R
    Woodland, CA
    Posted on August 4th, 2020 01:28 PM
    Dave was VERY on top of our paperwork. He was informative and made multiple trips to our home to pick up any loose-end-paperwork. Thank you!
  • Encompass
    K
    Kuljit S
    Woodland, CA
    Posted on August 4th, 2020 01:08 PM
    Dave was great through every step of my loan process.
  • Encompass
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    Jonathan K
    Davis, CA
    Posted on July 23rd, 2020 08:44 PM
    Dave was wonderful. He took the time to go through our options and get us a great rate!
  • Encompass
    A
    Atsuko R
    Davis, CA
    Posted on July 20th, 2020 07:47 PM
    Dave kept his promises and closed on time. He made the process smooth and trouble free.
  • Encompass
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    Christian W
    Davis, CA
    Posted on July 20th, 2020 06:11 PM
    Dave made the refinance process extremely easy. He cuts right to the chase and explains things well. He's also very trustworthy!
  • Encompass
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    Josh P
    South Lake Tahoe, CA
    Posted on July 20th, 2020 04:46 PM
    Dave has been my guy for many years now and is always honest, to the point and professional.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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