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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Daren T
    Placerville, CA
    Posted on October 7th, 2020 03:46 AM
    Dave was tuned in to our needs, he was able to find us the best option for our personal situation, and he helped us through every step of the process. His friendliness, patience, and professionalism made this the best possible experience. We...
    read more
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    Timothy U
    Vacaville, CA
    Posted on October 3rd, 2020 04:53 PM
    Dave assisted us every step of the way. He was always available to answer any questions even late into the evening. I don't think we would have been able to handle the refinance process without him walking us through it every step of the way....
    read more
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    Clette T
    Cameron Park, CA
    Posted on September 29th, 2020 01:19 PM
    Dave was on top of things from the very beginning! Very knowledgeable and closed my clients escrow on time!
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    Richard W
    Chico, CA
    Posted on September 14th, 2020 07:11 PM
    Dave got us a fabulous rate and made everything so very simple. Thank You Dave!
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    Timothy B
    El Dorado Hills, CA
    Posted on September 13th, 2020 05:11 PM
    Dave was very accessible & kept us abreast during the whole process
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    Morgan D
    Arbuckle, CA
    Posted on September 10th, 2020 01:37 PM
    Dave has been great to work with, and he got us an amazing rate! We will definitely be referring him to friends and family.
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    Mark J
    Woodland, CA
    Posted on September 6th, 2020 08:18 AM
    Easy process
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    David P
    Davis, CA
    Posted on September 3rd, 2020 01:41 PM
    Refi was easy and Dave responded to every inquiry in a timely and professional manner.
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    Steven L
    Rancho Murieta, CA
    Posted on August 16th, 2020 06:08 PM
    Dave is frendly, responsive, and detail oriented. We always come back to Dave as he fiends great options and makes it a smooth experience. A++ for Dave & McDuffey.
  • Encompass
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    Abel J
    Sacramento, CA
    Posted on August 15th, 2020 01:48 PM
    Dave was awsome! He walked us through the process and explained each step along the way.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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