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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    G
    Georgia L
    El Dorado, CA
    Posted on November 13th, 2020 03:34 PM
    Dave was very easy to work with and had excellent communication skills. He was on top of the whole process, and guided us to successful closure of the loan. Would recommend him very highly. Thank you Dave for our great experience!
  • Encompass
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    Donald B
    Woodland, CA
    Posted on November 5th, 2020 04:47 PM
    I am a Realtor with 40+ years of experience. I have been working with Dave for many years. I have complete trust in Dave, he always comes through for me. On this VA loan Dave was able to get my Veteran Buyer a rate 3/4% better then the Lender...
    read more
  • Encompass
    J
    James W
    Davis, CA
    Posted on October 29th, 2020 09:01 PM
    We called Dave and he took care of everything. He told us what documents we needed and arranged for the appraisal and everything we needed. I didn't give him a perfect score because after we told him we wanted to refinance our rental property...
    read more
  • Encompass
    M
    Maureen E
    Sacramento, CA
    Posted on October 26th, 2020 03:50 PM
    Dave was very patient with my computer problems sending documents. He went above and beyond expectations accommodating me by picking up documents in person. Thank you Dave!
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    Dianna H
    Woodland, CA
    Posted on October 26th, 2020 01:10 PM
    Dave went the extra 26.2 miles to ensure the paperwork was submitted in a timely manner and kept in contact and coached us all along the way. Even while on vacation. Thank you to all the team
  • Encompass
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    Deborah M
    Davis, CA
    Posted on October 22nd, 2020 08:29 PM
    Dave was fantastic - communicative, thorough, and responsive. We highly recommend him, without reservation.
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    Eric J
    Chester, CA
    Posted on October 20th, 2020 03:58 PM
    Personal service offered
  • Encompass
    J
    Jesus I
    Sacramento, CA
    Posted on October 17th, 2020 02:48 PM
    Dave is very professional and very knowledgeable in what he does. He is an excellent human being!
  • Encompass
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    Monica D
    Davis, CA
    Posted on October 16th, 2020 10:50 PM
    Dave Heard was very easy to communicate with and prompt with all actions related to my refinance loan. I would highly recommend him.
  • Encompass
    J
    Jose L
    Vacaville, CA
    Posted on October 15th, 2020 05:01 AM
    From the initial contact all the way through closing, Dave's attention and responsiveness was as though no other loan was being processed in his office. During these times of near record low interest rates and an inundation of refinances, we...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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