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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    G
    Gregory A
    Vacaville, CA
    Posted on January 4th, 2021 07:13 PM
    Dave and Cora are wonderful and very helpful. Very nice
  • Encompass
    R
    Rita M
    Davis, CA
    Posted on December 14th, 2020 03:38 AM
    I appreciate that Dave is quick to respond. He was very helpful through the loan process.
  • Encompass
    J
    Jeremy J
    Truckee, CA
    Posted on December 11th, 2020 03:31 PM
    thanks
  • Encompass
    B
    Bryan D
    Truckee, CA
    Posted on December 8th, 2020 03:35 PM
    Dave needs to have more timely responses to his clients. Instead of waiting when a problem had escalated in the process of gathering documentation, he should have called us to say there was a delay or a problem.
  • Encompass
    G
    Geoffrey K
    Woodland, CA
    Posted on December 2nd, 2020 04:57 PM
    Great and timely service
  • Encompass
    J
    Jeffrey P
    Davis, CA
    Posted on December 2nd, 2020 04:08 AM
    Clear, timely communications and no surprises.
  • Encompass
    F
    Felix F
    Sacramento, CA
    Posted on November 23rd, 2020 02:15 PM
    The process was quick
  • Encompass
    R
    Rebecca A
    Guinda, CA
    Posted on November 23rd, 2020 05:11 AM
    This is the fourth time that I have worked with Dave. Each time has been simple and quick.
  • Encompass
    J
    Jane M
    Davis, CA
    Posted on November 19th, 2020 07:28 PM
    It's been a pleasure working with Dave. He is the ultimate professional - incredibly organized and responsive. He made the entire process easy. .
  • Encompass
    J
    Jesus J
    Woodland, CA
    Posted on November 13th, 2020 07:18 PM
    Dave and his team were amazing start to finish! I only wish we would have used them before! Great experience!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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