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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Adam A
    Davis, CA
    Posted on March 3rd, 2021 03:46 PM
    Dave makes the process happen. He is quick to reply and keep us informed of the process. He goes the extra mile to service us by picking up documents etc... I highly recommend Dave.
  • Encompass
    E
    Elizabeth M
    Woodland, CA
    Posted on February 26th, 2021 03:35 PM
    I had no idea what refinancing was and honestly the thought of beginning the process was scary! I had worked with Dave when purchasing my home, so I decided to give him a call. He explained everything to me and gave me multiple options for...
    read more
  • Encompass
    R
    R D
    Woodland, CA
    Posted on February 25th, 2021 01:53 PM
    Dave is great person to work with!
  • Encompass
    J
    John C
    Shingletown, CA
    Posted on February 10th, 2021 01:34 AM
    Dave Heard made the experience great, he made it possible. At every turn Dave was there with advice and honesty. I must of called him a thousand times, Sunday, holiday, night; it didn't matter, he always took my call, answered my questions,...
    read more
  • Encompass
    T
    Timothy P
    Davis, CA
    Posted on February 4th, 2021 09:39 PM
    I’ve worked with Dave several times over the years. I think I’ve only actually seen or meet him in person just a couple of times? But he ALWAYS treats me like we’re good friends and that he’s personally happy to help me! Very comforting and...
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  • Encompass
    R
    Richard D
    Davis, CA
    Posted on February 4th, 2021 08:50 PM
    Dave was extremely helpful and I would recommend him if he had more support and a more effective processor. Dave went out of his way to make up for the lack of a solid support staff.The process was long, arduous and repetitive. Documents were...
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  • Encompass
    L
    Linda L
    Davis, CA
    Posted on February 4th, 2021 02:08 PM
    outstanding professionalism ! We ran into a few dificuties and Mr. Heard went above and beyond to help us deal with the transactions. THANK YOU,DAVE!!!!
  • Encompass
    D
    Douglas M
    Dixon, CA
    Posted on January 22nd, 2021 10:16 AM
    Dave always made himself available to answer questions and answered my questions in an easy to understand manner. I appreciated his professionalism and years of experience while navigating the refinance process. Dave, thank you once again!
  • Encompass
    M
    Michael A
    Davis, CA
    Posted on January 12th, 2021 04:26 PM
    Dave was very helpful, patient and informative.
  • Encompass
    J
    John W
    Davis, CA
    Posted on January 7th, 2021 12:13 AM
    Dave Heard was totally on top of helping us obtain a mortgage from beginning to end. His advice was spot on. He guided us through every step of the process, keeping us on track and on schedule. Thanks to him, we received an excellent interest...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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