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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    F
    Frits P
    Rio Linda, CA
    Posted on April 22nd, 2021 06:19 PM
    Dave Heard is super awesome amazing. I am not sure when exactly this guy sleeps, because I bugged him at all hours of the day and night and he always answered. He always knew what was going, was on top of everything, and had super great communication....
    read more
  • Encompass
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    Clayton S
    Moraga, CA
    Posted on April 22nd, 2021 01:15 PM
    Dave is the best...professional, knowledgeable, responsive, friendly, and helpful.
  • Encompass
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    Robert S
    Sacramento, CA
    Posted on April 6th, 2021 10:02 AM
    Dave is a very thorough, hard working professional that is also very detailed. He is a pleasure to work with and knows every aspect of his business. He also explains the process to get my refinances very clear and concise, even though I had...
    read more
  • Encompass
    S
    Stephanie M
    Sheep Ranch, CA
    Posted on March 31st, 2021 09:45 PM
    Dave is completely wonderful! He made my whole refi experience a pleasant one--not an easy feat! The experience with him compared to my first mortgage was like night and day, with Dave being the sunny day.
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    Marc R
    Woodland, CA
    Posted on March 26th, 2021 04:29 PM
    Dave made it so simple! He gets things done!
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    Ian G
    Vacaville, CA
    Posted on March 19th, 2021 03:13 PM
    Very knowledgeable, progressed everything quickly.
  • Encompass
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    Abtin F
    Pico Rivera, CA
    Posted on March 14th, 2021 08:24 AM
    Simple and easy and a great service.
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    Donald B
    Woodland, CA
    Posted on March 11th, 2021 02:50 PM
    I have been working with Dave for 40+ years, he and his team always keep me informed of what is going on. Communication is key in this business and Dave is the best!
  • Encompass
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    Evan M
    Davis, CA
    Posted on March 7th, 2021 06:08 PM
    very friendly, fast and competent. willing to put up with our anxious questions
  • Encompass
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    Robert G
    Woodland, CA
    Posted on March 5th, 2021 12:01 AM
    Helpful
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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