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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    E
    Elizabeth A S
    Woodland, CA
    Posted on August 2nd, 2021 06:09 PM
    Excellent customer service, great communication, efficiency and timeliness was superb.
  • Encompass
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    Amber D L
    Vacaville, CA
    Posted on August 2nd, 2021 02:01 PM
    Dave’s communication was on point. Dave’s is professional and easy to get a hold of. Most important Dave closed our transaction on time!
  • Encompass
    S
    Sally S E
    Woodland, CA
    Posted on July 21st, 2021 03:44 PM
    Dave Heard is an intelligent and capable person who responds to every question clearly. AND he's very nice. We got through a complicated and somewhat rushed process with his guidance. The market is moving very quickly and Dave helped us keep...
    read more
  • Encompass
    B
    Barbara J S
    Davis, CA
    Posted on June 19th, 2021 04:21 PM
    Very personable and helpful. Dave came to my home to prepare and submit my loan. Thank you Dave.
  • Encompass
    C
    Charles P R
    Citrus Heights, CA
    Posted on May 30th, 2021 07:29 PM
    It’s always a pleasure to work with Dave! This is not our first transaction!
  • Encompass
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    Sheryl A T
    Stockton, CA
    Posted on May 30th, 2021 08:16 AM
    Dave kept me informed through each step of the process while making sure everything was completed on time.
  • Encompass
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    Keith D
    Davis, CA
    Posted on May 23rd, 2021 01:35 AM
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  • Encompass
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    Andrew J
    Woodland, CA
    Posted on May 17th, 2021 04:41 PM
    Dave's professionalism!
  • Encompass
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    Andrew P
    Woodland, CA
    Posted on May 12th, 2021 11:35 PM
    Just having Dave we have worked with him before and trust him and his honesty
  • Encompass
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    John M
    La Mesa, CA
    Posted on April 26th, 2021 03:00 PM
    Great job
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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