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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mackenzie K H
    Woodland, CA
    Posted on September 13th, 2021 02:00 PM
    Great communication and put in a lot of effort for Tyler and Brooke.
  • Encompass
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    Tyler J N
    Woodland, CA
    Posted on September 10th, 2021 12:23 PM
    Dave, we can’t thank you enough for all the help and guidance you provided to us. We are forever grateful! You made what can be a stressful process very simple! Thank you so much!!
  • Encompass
    J
    John R P
    Davis, CA
    Posted on September 5th, 2021 02:42 PM
    Dave knows his stuff No BS No overpromising Pro level support all around!
  • Encompass
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    Michael A D
    DAVIS, CA
    Posted on September 4th, 2021 11:10 PM
    Dave Heard has always helped us since 1997 when we bought our very first house & we truly appreciate all his advice. He is a great asset to his company!
  • Encompass
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    Todd A P
    Davis, CA
    Posted on September 3rd, 2021 08:39 PM
    Dave was very responsive and worked through all of the issues.
  • Encompass
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    Usman A
    Woodland, CA
    Posted on August 30th, 2021 04:23 PM
    Excellent overall service and communication. Walked us through every step and make the process super easy.
  • Encompass
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    Patrick J M
    WOODLAND, CA
    Posted on August 28th, 2021 10:26 PM
    We got the loan done and Dave was available to answer any questions I had.
  • Encompass
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    Tim S I
    Davis, CA
    Posted on August 15th, 2021 07:30 PM
    Dave Heard is very professional. He listens and make recommendations based on the homeowners' needs. And does it with a smile on his face!!
  • Encompass
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    Patricia C I
    Davis, CA
    Posted on August 13th, 2021 10:02 PM
    Dave Heard is a great person to work with. He answered my questions quickly and with accuracy. Many times he came to my house to obtain documents. I would highly recommend Dave to others.
  • Encompass
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    Jeffrey R B
    Woodland, CA
    Posted on August 3rd, 2021 02:47 PM
    Dave is always professional and communicates very well.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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