David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David was very knowledgeable about the type of loan in which we were interested and was extremely patient with us in explaining the details of that type of loan and letting us know the differences between the various types of loans that could...
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He was a real pleasure to work with- very personable, helpful, thorough, knowledgeable, and patient. He answered all of our questions and went above and beyond to make things work.
I like the efficiency and speed with the handling of my paperwork. When David Fernandez needed something filled out , I did it and he responded in kind getting the next step going.
David was a professional all the way, even when we encountered some unexpected difficulties regarding a lien that was holding up the process.
He was a pleasure to work with.
David made it easy to understand at each level. Sympathized with all the grueling paperwork that needed to be signed, and anticipated the bottom line questions we had, Turned our doubts into confidence that taking out a reverse mortgage was...
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closing on weekend witjout any means to get questyion answered
David is the consummate professional, at all times and in all ways! We had some hiccups with my mortgage this time and David was unflappable and willing to do immediately what needed to be done to correct the issue. His service was perfect!...
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David's attention to detail, his follow up with me and candidness.
I enjoyed working with David.
The representative you assigned to me is very smart and he takes time to help me to understand
David was fantastic, professional and a pleasure to work with. He explained everything in great detail. The entire process when smoothly.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing