David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David is really wonderful to work with. He is always on time with phone call and very pleasant. He is extremely knowledge about AAG and makes you feel very comfortable when you have questions. He’s just super!!
It seams to have taken a very long time to get this thru!
David was great to deal with
Throughout the reverse mortgage process I was grieving the death of my husband. David took me step by step, answered all my questions, and told me what to expect while assuring me all was going well. During the first reverse mortgage, my husband...
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Friendly, knowledgeable professionals
David Fernandes, he was wonderful to work with.
Personal and caring service from David.
Dave is a great person to work he helped us so much through the process this is our second or third time working with him every time he Dennis edit Joe field and I feel like it’s I’m a stay friend
David was so personable i felt he truly became a friend i always looked forward to talking to him. He kept me on formed on everything. Always called back when he said he would, wish I could send him cookies.
I David was good to work with. And u got it done before Christmas . We r going to the Galapagos on the 25 for our 50 anniversary!
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing