David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David was a consummate professional. He was extremely transparent about the process, upfront about costs, and communicated with me every step of the way. His professionalism, support team, honest advice about my options, proactive recommendations...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
If everyone could be as prepared as you were, all files would close this quickly. I appreciate your organization and responsiveness throughout the process.
I’ve worked with David & his team at West Capital Lending multiple times & they will be my lending team for life. His team is honest, hard working, walked me through every step of the process & answered every question I had. I’ve recommend...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Happy to assist, Chris. I hope you are enjoying all of the upgrades to your home.
David was a professional. Who treated me like a friend, he helped me out so much you don't know. we had some glitches with Figure and David was on the phone with them helping me through it all. who does that anymore. he was always there if...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
David is cool, calm, competent and extremely professional. He also has a great sense of humor and is fun to deal with. He guided my wife and me through a difficult refinance of our home mortgage. The results he got us were fantastic. I would...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Pleasure working with both you and Susan! More importantly, I appreciated your flexibility and understanding throughout the process. Cheers!
West Capital lending was professional and succinct. Everything in the lending process was handled quickly with no errors. I really appreciated David’s guidance as we walked through my first purchase.
Reply from David Fernandes
June 29th, 2026 07:11 PM
Congrats on the move Adrien!
David was a pleasure to work with. My wife and I were new to the home-buying process and he was able to connect us with an amazing realtor in our area. The loan process was smooth and very quick to close. David stayed in close communication...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Pleasure working with you both, Deene! Glad I could be a part of your home buying experience!
No, everything went as expected. Appreciated all the help and information from the loan officer and processor. Great experience working with AAG!
David was extremely helpful and courteous.
David Fernandes was very friendly from the first call to the last. He explained everything so clearly we were able to go through each step of the loan process with a good understanding. David's expertise made it all go smoothly.We are very...
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Daivid is professional, knowledgeable, helpful and thorough. We couldn't have asked for anyone better. He made us feel at ease with such a major life decision. We enjoyed working with him and appreciate all of his help.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing