David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David was so great at communicating. All our questions were answered promptly, some even before we asked them. David is an absolute professional
David knew the best program for our requirements. He knew how to work with us on the documents in a professional and expeditious manner.
David Fernandes is very impressive, punctual and easy to work with + a very good sense of humor, his wife is very lucky
Good
David was there for me every step of the way. Any questions I had he was right there.
David very great at taking care of details and doing everything he said he would do. Very hard to find anyone who does that anymore!!! He earned my trust.
David was excellent! Our loan was complex, in that it included the primary borrower and 3 DPA's. David set a realistic expectation, provided a detailed list of documents required, explained the additional steps required and kept in constant...
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Professional and took the time to explain. Guided us through a stressful decision.
Worried that after David’s help the quality will go down. It helped we had a go to person . He was always available .
Fully knowledgeable of all aspects of the process Able to answer any questions that arose. Able to complete all steps in a timely manner.Personable. Perhaps, best of all, dealt with my son and a personal friend in a efficient manner. This young...
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David was very knowledgeable courteous professional and patient. Never tried to pressure me to do anything and always gave me complete clear and concise answers. No hype. David is a great communicator and has excellent people skills. He always...
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing