David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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No worries
how efficient David is in doing his job and explaining all of paperwork needed to complete
Excellent assistance through a myriad of decisions, questions, explanations.
Good communication
David has helped me previously and he checked in with me weekly to keep me informed about the progress off my loan. He is knowledgeable about his work. When I had questions about the loan he would take the time to explain to me so I would understand....
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Very friendly, responsive, and knowledgeable throughout the entire process.
David is very courteous, patient and thorough with the whole process. Has all the answers to all my questions and concerns.
David stayed on top of everything and stayed in touch, even though we had multiple delays.
At all times David had my best interests at heart. I never felt as if he was just trying to make a buck. He was thoughtful, thorough, and patient. It was a blessing to work with such a fine person when all around me was stress.David: THANK...
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Dealing with David was a pleasure. Dealing with AAG, who I had an existing reverse mortgage with, was very disappointing. Delays were far to many.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing