David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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The only complaint I have was that David requested that my check be sent via snail mail and it went straight into my account....I was looking for it in my post box and began to wonder..My intentions for it did not include my bank. ..I feel...
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David Fernandes made it a near great experience. I say near great because the long process was not his fault. David is great to work with and that is why I contacted him regarding this refi. He kept me updated weekly. I would highly recommend...
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David was very professional and efficient. He was pleasant to work with and made the process easy. I would definitely recommend him.
Mr. Fernandez was very professional and knowledgeable which manifested itself whenever he addressed our questions and concerns. He was always very accessible to us whenever we needed a question answered or a detail explained and this was very...
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Working with a person who is very knowledgeable & patient with us.
David always showed me that he absolutely had my best interests at heart and would do whatever he could to help me!! He always had time to talk to me and answer my questions and always answered them in terms I could understand, not that I'm...
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David is knowledgeable and explained the loan well. Always polite, patient and anticipates questions.
Although I have never met David Fernandes in person, his telephone work is exceptional. He seemed to be available whenever there was a question, and his manner was always helpful and informative, with just the right amounts of humor and friendliness....
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Yes I always knew when David was calling and what the next step was he never was late and answered every question he was a pleasure working with him
David was so knowledgeable, on top of being so personable. I felt like I was in very capable hands. I would not hesitate to recommend him. Thank you David!
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing