
David Fernandes
Executive Branch Manager

Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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Very professional and kept us updated
Everything. David kept me informed throughout the process. He answered any questions I had and made the experience easy. I'm really pleased with all the help David provided and am recommending him to others.
David was so informed and accurate in answering all my questions. He was always so patient and pleasant.
I liked his knowledge and patience. David is a very pleasant person to work with.
Good communication between both of us. Answered all of our questions with both pro's and con's of the question. David made sure he understood our questions correctly. He also presented us with other posable options. Overall a very pleasant...
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David was a pleasure to work with, he made the process easy for us. He got back to us fast when we had a question and he made it easy to understand.
Thank you
David was a tremendous help. His advice was sound, his service impeccable and as a business owner, I couldn't have been more impressed. Sabrina was also very professional with great service.
David was really great . He explained everything very well. Kept me updated
Step by step. Really really great. Never been more pleased. He went over and beyond.
David explained each step in the process and answered every question we had. He communicated with us at each step along the way. Thank
Always there to assist when some little glitches came up. Pleasant personality, always positive.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing