David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David explained up front what to expect. Answered all my questions and concerns by responding quickly. Also recommended a great book to read that explains reverse mortages in laymen terms., which was easy and quick to read. Could help people...
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Over the approximate three month period during which David was my AAG HECM loan rep, he presented himself with professionalism and a total understanding of my specific needs - all the time exhibiting a great sense of humor and patience. David...
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David is an exceptional professional, as well as his coworker Sabrina. They both made our refinance a pleasant, quick and satisfying experience. The process was easy with phone calls returned immediately and updates given on a regular basis....
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We did know details or issues with applying for a reverse mortgage. David walked through the process and explained both positives/negatives and options available. Although the process did take longer than expected, we are very satisfied with...
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David, was very professional and easy going which made it even easier to get through the whole agenda process. I enjoyed working with him; no stress at all. I hope you have more people like him working for you. Keep up the good work David.Robert...
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Slow, 2 months to complete refinancing.
David made it happen with a minimum of hassle
David was very knowledgeable of the process and very courteous. He made it very simple and easy to go through it. Thank you David
Working with David was a very good experience. He was able to answer all my questions and responded quickly when needed. Thanks!
David is very knowledgeable, personable and helpful. I enjoyed working with him and would definitely recommend him. Thank you David!
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing