David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
David was accessible, friendly and most of all thorough! Thanks again to him!
David was always available to help. His advice and council was very helpful. David is a pro and made the experience enjoyable.
Gary Hansen
The process took too long. First spoke to David in May. Closed in late October. There were challenges created by one of the last title companies that handled our mortgage but it took too long for comfort.
David Fernandes cares very much about his clients. He is very responsive to e-mails and calls. I have never had to wait very long at all for a response! When he speaks with me, I feel as though I am talking with a good friend! I believe I can...
read more
Friendly and trustworthy. You could feel his honesty on the phone.!
David was very easy to work with and the whole process went very fast.
Length of time of processing and second appraisal lower than market in our area for all our upgrades. Not David's fault.
David was easily accessible! I greatly appreciate his prompt response to my calls or emails. I really felt he knew what I was feeling and wanting things to move as quickly as I did.
Dave, His personality and eagerness to assist me made my experience easy and informed.
David is the most professional, knowledgeable, and friendly person I've ever worked with. He guided us through a very difficult loan process with grace and patience. As a former finance/mortgage executive I can truly say David has set the bar...
read more
111–120 of 214
About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing