David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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Reviews from Web
Consistently timely communication, excellent product knowledge, no surprises!
Our previous experience with David made this go extremely well. Excellent communication every step of the way. We have and will continue to recommend David and AAG to our friends.
David had excellent knowledge of the process and answered all my questions, sometimes even before I asked them. Not only that, it was like talking to a friend from next door. He was always very professional and, at the same time, making me...
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Let's just say that this was not a piece of cake, however, We were fortunate to have David Fernandes as our representative. He kept us informed on everything throughout the process.I don't know that we would have continued the process had it...
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Timely updates and thorough explanations
All my questions were answered
David is knowledgeable, personable, responsive, grounded by integrity, authentic with a dash of humor thrown in. I could not have asked for a better experience.
What made Mr. Fernandez great his: superior knowledge of the AAG product, answered all my questions, returned phone calls promptly, helped me move through the loan process smoothly, remained patient even though I asked the same question many...
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David does great job, always pleasant and kept me informed from start to finish.
bill diggs
David’s willingness to explain everything and work to complete this process efficiently.
David was very personable and knowledgeable. David was always polite and respectful while being down to earth. He cared about us and how AAG could benefit us.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing