Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave has helped my family on every house purchase we have made. His support and dedication is unmatched.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Brandon, I will always support your family's home mortgage needs. Your trust in me is invaluable, and I'm glad to know my dedication has been appreciated. If there's anything more you, family, friends or co-workers need or any questions in...
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Sandy Vick - NMLS# 604646 is exceptional to work with! She always goes above and beyond to help clients clearly understand the lending process and find the best options available to them. She is extremely responsive when clients have questions,...
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Reply from Owner
March 4th, 2026 01:58 PM
Thank you!!
Dave is very quick to answer any of your questions.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Liam, thank you for sharing your feedback. It's great to hear that my responsiveness was helpful to you. If any more questions come up or there's anything further I can do for you, please don't hesitate to reach out. I appreciate your support...
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The amount of communication and explanation that was given to me to help me through the whole process, from start to finish.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Taylor, your feedback is genuinely appreciated. I'm glad that the communication and explanations provided throughout the process were helpful for you. It's important to me to ensure everything is clear from start to finish. best of luck to...
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Communication and response time, awareness of my goals
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Michael, your feedback is appreciated. It's important to me that communication is clear and timely, and I'm glad these aspects stood out during our work together. Understanding and supporting your goals is always a priority. If there's anything...
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Dave is extremely easy going and well versed in the mortgage business. He made time to talk through my questions and make the process very easy.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Scott, I appreciate you took time to provide feedback. It's great to know that my approach helped make the mortgage process easier for you. I'm always here to talk through any questions you have and am committed to providing thorough support....
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Communicated issues and helped with paperwork. Clear list of what we need made it easy for us to comply. Easily answered our questions
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Marisa, thank you for sharing your thoughts. I'm glad that my communication and assistance with paperwork eased the process for you. It's important to me to provide clarity and address any questions along the way. If there's anything else you...
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The process was very smooth and Dave was terific to work with.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It's great to hear that your experience was smooth and that you found it pleasant to work together, Craig. I aim to ensure the process goes effortlessly for everyone involved, so it's good to know that I met your expectations. If you have any...
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Dave was great! Good communicatio, easy yo to work with and very reaponsive. We appreciate his hard work
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Megan, thank you for your kind words. I'm glad to hear that you appreciated my communication and responsiveness. It was my pleasure to work with you and support your needs throughout the process. I am trying to help as many families as possible...
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Kind, willing to work with us, and was very forthwith in all of our requests.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
David, your kind words mean a lot to me. I'm glad to hear that my approach resonated positively with you and that I could meet your requests openly. If there's anything further you need or should friends, family or co-workers have mortgage...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows